$499 · AI-Native Company Formation

Start Your Real Estate Business

Your first property. Your first entity.

Start my company No US address or SSN needed
Lovie Demo
I want to start a real US company

I'll do the filing with you: company type, name, registered agent and the state's paperwork.

Have you formed a company before?

First time

I'll explain each choice as we go. For a solo software company, a Wyoming LLC is the usual low-cost choice. There's no board to run, and you don't need a US address or SSN.

What should it be called?

Northwind Labs

No trademark conflicts for Northwind Labs, LLC, and the domain is free. I've drafted your Articles of Organization and added your registered agent. Read it all before I send anything.

Submit it to the state?

Review and submit

Sent to the Wyoming Secretary of State. The state decides how long its review takes.

Tell Lovie what you're building...

What it costs

The lowest total price we could find.

$499, everything included: your state's filing fee, a year of registered agent, your EIN, mail scanning and a domain. The agent renews at $79/year from year two.

Compare with 10 other providers Hide the comparison

Fees only, not feature lists. No row includes a state filing fee unless it says so. Competitor prices checked on 30 August 2026.

What each provider charges a founder without a US Social Security Number, over one, two and three years, next to the price they advertise.
Provider Advertised Year 1 2 years 3 years Renews at
Northwest $39 Filing+$200 EIN, because you have no US SSN Even with an SSN their EIN is $50. Agent free the first year, then $125 $39 $239 $364 $489 $125/yr
Bizee Standard $199 Standard (their $0 Basic has no EIN or operating agreement) Agent free the first year, then $149 $0 $199 $348 $497 $149/yr
Lovie (Wyoming) $499 Everything, state fee included Nothing else from us renews $499 $499 $578 $657 $79/yr
Lovie (other states) $499 Everything, state fee included Nothing else from us renews $499 $499 $578 $657 $79/yr
Stripe Atlas $500 Delaware package, state fee and EIN included Delaware only. Buys startup paperwork this table has not priced $500 $500 $600 $700 $100/yr
Tailor Brands $0 Lite formation+$199 Registered agent, never included+$128 EIN and operating agreement The free tier is the entrance to a branding subscription $0 $327 $526 $725 $199/yr
doola Starter $222 Starter subscription, first year, EIN included A subscription that renews at $297 $222 $222 $519 $816 $297/yr
Clerky $427 Incorporation, state fee and EIN included+$299 Governance and equity setup Delaware C-Corps only $427 $726 $851 $976 $125/yr
LegalZoom Pro $249 Pro (their $0 Basic has no EIN or operating agreement)+$249 Registered agent The attorney plan is a trial that converts at $49/month $0 $498 $747 $996 $249/yr
Rocket Lawyer Plus $249 Membership, which the free formation requires+$70 EIN, at member price+$125 Registered agent Cancel the membership and every item price goes back up $0 $444 $818 $1,192 $374/yr
ZenBusiness Pro $199 Pro (their $0 Starter is only the formation filing)+$199 Registered agent EIN, operating agreement and compliance exist only on Pro. Both it and the agent recur $0 $398 $796 $1,194 $398/yr
Firstbase $99 Start, promotional, EIN included+$299 Registered agent+$315 A US mailing address The $99 is a promotion on a $399 product $99 $713 $1,327 $1,941 $614/yr

Swipe the table sideways →

The investors who win the long game protect assets and choose real estate LLC formation before deal one.

$499 flat. Everything included.

No US address or SSN needed

Real people with law degrees

Talk to us

We're here.

Message us wherever you like. Same Lovie, same price.

What you get

What Lovie does for your company.

Incorporation documents with official state seal for LLC and C-Corp formation

01 / Formation

LLC and C-Corp formation

Form an LLC or C-Corp in Wyoming, Delaware or any other state. Lovie prepares the documents and files them with the state. You read and approve everything first.

Company dashboard after state approval

02 / Setup

A company you can use

Once the state approves it, your company legally exists. It can sign contracts and hire people. Founders outside the US do all of this remotely, with no SSN or US address.

Registered agent address for your company

03 / Agent

Registered agent

Every state requires one. It's the address that gets official mail for your company, and it goes on public records instead of your home address. We're your agent in your formation state, with the first year in your $499 and $79 a year after that, and we scan that mail to your dashboard.

Compliance calendar with document scanning and deadline reminders

04 / Compliance

Deadline reminders

Most states want a yearly report and fee. We remind you before each one is due, so you don't pay a late penalty.

A terminal asking an AI tool about a company's filings and deadlines

05 / AI Tools

Works with your AI tools

Use ChatGPT, Claude or Cursor? Connect Lovie and ask about your company: what's been filed, what's due next, where each document is.

Why Lovie for Real Estate

The right entity before you close your first deal.

Speed Wins Deals

The investor who can close fastest wins. Lovie submits your filing the moment you approve, so you can make offers and sign contracts under your entity — not your personal name — without holding up the timeline.

Built for Portfolio Scale

One LLC for your first rental. Another for your second. A holding company when your portfolio grows. Each new formation is as straightforward as the first — no attorney retainer, no weeks of waiting.

Compliance Across Every Entity, Every State

As your portfolio spans states, compliance gets harder to track. Lovie helps you stay ahead of annual reports, franchise taxes, and registered agent renewals for every LLC.

Real estate

Keep property ownership records ready for every closing

A growing portfolio needs records that match how rent is collected, how expenses are paid, and who is responsible for each address. Before choosing a holding company for real estate, decide which entity signs leases, holds reserves, hires vendors, and receives notices. Lovie connects that operating plan to filings and recordkeeping, so a rental property llc fits the next closing instead of creating a separate cleanup project afterward.

State law, lender terms, insurance requirements, and partner agreements all affect how the structure should work. Investors often evaluate an llc for real estate investors to separate ownership records and operating decisions across properties. For a rental property llc, the property state usually drives the practical filing and registration analysis. Foreign registrations, tax accounts, lease names, and bookkeeping should be checked before money starts moving through the entity.

Closing schedules leave little room for name mismatches or missing accounts. Thoughtful real estate llc formation starts with the purchase contract, title instructions, lender preferences, and insurance binder, then sequences filings, federal tax ID, banking, and transfer documents around those constraints. If you are forming a rental property llc after a personal purchase, confirm consent requirements and document the transfer carefully before redirecting rents, deposits, or vendor payments.

Compare formation state against property state

Some investors consider a wyoming llc for real estate because they value privacy, predictable statutes, or centralized administration. Those factors matter, but the property state usually controls day-to-day operations, licensing questions, tax accounts, court venue, and landlord-tenant obligations. Buying outside the formation state often means an additional registration, a registered agent, and separate annual requirements. Compare the full administrative load before adding a holding entity that looks efficient on paper but adds work at renewal time and during financing reviews.

  • Confirm where the property is legally located
  • Compare formation, registration, and annual filing requirements
  • Ask lenders and title contacts how they handle out-of-state entities

Decide how separate each property should be

Risk separation is only useful when the records are kept clean. A series llc for real estate may appeal to owners who want compartments under one statutory umbrella, where available, but lenders, title companies, and managers may prefer separate LLCs per property because names and accounts are easier to verify. Review insurance coverage, partner economics, maintenance reserves, and exit plans before grouping assets. The right pattern should make audits, refinances, and sales easier, not merely reduce the number of entities.

  • Match each property to a clear bank account and ledger
  • Confirm whether financing documents accept the structure
  • Document how new purchases and sales will be added

Founder questions

I'm buying my first rental property, should I form an LLC before closing?

Often, yes, if the lender, title company, and insurer can accommodate the entity before closing. If you form later, plan for deed transfer paperwork, lender consent, and updated lease or payment instructions. Align names early so deposits and insurance certificates do not need rework.

  • Ask the lender about borrower name and timing
  • Coordinate title, insurance, and bank records
  • Keep transfer steps documented if closing personally

How do I set up a holding company for multiple real estate properties?

Many portfolios use a parent entity for ownership administration and separate property entities for operations and records. Each property still needs its own bank account, books, leases, and insurance references. Confirm how loans and management agreements name each entity before cash or contracts move between them.

  • Use separate books and accounts by property
  • Define what the parent entity pays or receives
  • Keep intercompany transfers documented

Why is a Wyoming LLC recommended for real estate investors?

Wyoming is discussed because some owners value its privacy features, filing system, and business statutes. That does not remove obligations where the property is located. If rentals sit in other states, compare foreign registration, agent coverage, annual reports, lender preferences, and the administrative work against forming locally.

  • Balance privacy against added registration work
  • Check costs and reports in every property state
  • Confirm lender and title expectations before filing

Interactive check

Property structure helper

Use this quick check to frame the structure conversation before the next filing or transfer. It focuses on property count and state footprint, then points to records you should validate with your lender, title company, insurer, accountant, or attorney.

How many properties and states are you managing next?

Choose the option that is closest to your current situation. Your result will organize the next questions to verify.

General information only. State law, lender requirements, title practices, insurance terms, tax facts, ownership, and funding can change the right approach.

Prepare the next closing with cleaner records

Real estate structures work best when the paperwork matches how the property actually operates. Lovie helps organize entity filings, registered agent details, ownership records, and compliance tasks around the closing or transfer process. We do not replace lender, title, insurance, tax, or legal review, but we make the formation work easier to coordinate. If you want a cleaner asset protection real estate llc plan for the next acquisition, schedule a kickoff and bring the property details you already have.

Start with Lovie

FAQ

Questions about structuring your real estate business.

+Should I put each rental property in its own LLC?

Many real estate investors form a separate LLC for each property or group of properties to isolate liability. If a tenant sues one property LLC, your other properties and personal assets are protected. Lovie can help you form multiple LLCs and recommend the right structure for your portfolio size.

+Why do real estate investors prefer Wyoming LLCs?

Wyoming offers strong asset protection laws, no state income tax, low annual fees, and enhanced privacy (no public member disclosure). It's a popular choice for holding companies and property LLCs. Lovie submits your Wyoming LLC filing the moment you approve.

+What does the Lovie plan include for real estate investors?

LLC formation service for $499 one-time, with your state filing fee, a year of registered agent service and your EIN application included, plus digital mail scanning, compliance guidance, and a real-time dashboard. No surprise fees.

+How do I structure a holding company for my properties?

A common structure is a parent holding company LLC that owns individual property LLCs. This gives an extra layer of asset protection and simplifies management. Lovie walks you through the options and forms all the necessary entities.

+Can I transfer an existing property into a new LLC?

Lovie forms the LLC entity itself. Transferring property into an LLC involves a deed transfer and may have mortgage and title implications. We recommend consulting a real estate attorney for the transfer process. Lovie gets your entity ready to receive the property.

+I invest in properties across multiple states. How does that work?

You can form your LLC in one state (like Wyoming or Delaware) and then foreign-qualify it in states where you own property. Lovie can help with the initial formation and explain when foreign qualification is needed.

+How do I form an LLC to close on a property?

Lovie submits your filing the moment you approve it. Wyoming often processes same-day, Delaware within 1–3 business days.

+What about Series LLCs for real estate?

Some states offer Series LLCs, which let you create separate 'series' within one LLC — each with its own assets and liability protection. Lovie can form your entity in states that support Series LLCs and explain whether this structure makes sense for your portfolio.

+I'm an international investor buying US property. Can I use Lovie?

Absolutely. Many international real estate investors form Wyoming or Delaware LLCs through Lovie to hold US property. You don't need a US address, SSN, or to visit the US. Lovie handles everything remotely.

+How does billing work?

It's $499 one-time, charged once. This covers everything: formation, your state filing fee, a year of registered agent service, your EIN application, mail scanning, a domain, and ongoing guidance. Registered agent renews at $79/year after the first year.

+What is rental property LLC formation?

Rental property LLC formation is the process of creating a legal entity to own or operate a rental property. Lovie helps investors prepare the entity, tax ID workflow, registered agent coverage, and compliance foundation before lease income begins.

+When should I create an LLC before closing on a property?

Start before the title company requests final buyer details.

+How do I set up a holding LLC for rental properties?

A holding LLC usually sits above one or more property-level LLCs and keeps ownership records cleaner as a portfolio grows. Lovie can map the first filing and show when a parent-child entity structure may make sense.

+Can a non-US investor LLC for US property be formed remotely?

Yes. A non-US investor can often form a US LLC remotely, then coordinate banking, tax, and property-transfer steps with the right professionals. Lovie handles the entity foundation while you confirm deal-specific requirements.

+Is a Series LLC for real estate better than separate LLCs?

A Series LLC can reduce entity count in some states, but recognition, banking, insurance, and title practices vary. Lovie can form supported entities and help investors identify when specialist legal advice is needed.

+Does Wyoming LLC foreign qualification matter for property owners?

It can. If an LLC owns or operates property outside its formation state, the owner may need to register in the property state. Lovie helps explain the formation sequence so you can plan the next state step.

+Can I open business banking for rental property LLC income?

Usually, banks want the filed entity, tax ID, ownership details, and a consistent business address or registered agent record. Lovie prepares the formation base so rent, expenses, and records stay separate from personal finances.

+Why do property investors use a Series LLC for real estate portfolios?

Property investors frequently use a Series LLC because it allows them to hold multiple properties under a single master entity while legally separating the liability of each individual asset. If one property faces a lawsuit, the assets held in other series remain protected from those claims. Lovie simplifies the complex filing requirements of a Series LLC, ensuring your real estate investments are properly compartmentalized.

+How to maintain corporate compliance when flipping houses across multiple states?

Maintaining corporate compliance when flipping houses across multiple states requires filing for foreign qualification in every state where you actively buy and sell property. Failing to register your domestic LLC in a new jurisdiction can lead to hefty fines and the inability to enforce contracts in local courts. Utilizing an automated compliance guidance platform ensures you never miss a foreign qualification deadline or an annual report.

+Are there specialized registered agent services for real estate holding companies?

Yes, specialized registered agent services cater specifically to real estate holding companies by offering multi-state coverage and rapid document scanning. Since property owners often hold assets in jurisdictions where they do not reside, having a reliable local representative to accept legal notices is a strict legal requirement. Lovie acts as a dependable registered agent across all 50 states, keeping your property holding entities in good standing.

+What is the best LegalZoom alternative for forming a real estate LLC?

The best LegalZoom alternative for forming a real estate LLC is a service that understands the nuances of property holding, such as anonymous LLC structures and multi-member operating agreements. Real estate partnerships require specific language regarding capital contributions and property distributions that basic templates often miss. Choosing a platform tailored to investors ensures your foundational documents provide true asset protection.

Founders in a modern workspace discussing their US business formation plan

$499 once to form your LLC or C-Corp, in any state. Your state's filing fee and a year of registered agent service are in that price, not beside it. Terms apply.

Ready to start your company?