Best Way to Get an EIN in 2026 — Fast, Free & Hassle-Free

An EIN (Employer Identification Number) is your business's federal tax ID — required to open a business bank account, hire employees, file taxes, and much more. Getting an EIN should be simple, but the IRS process has quirks that trip up many founders, especially non-US residents. Here are the best options in 2026.

Frequently Asked Questions

How much does it cost to get an EIN in 2026?

Getting an EIN directly from the IRS is free. Formation services like ZenBusiness and LegalZoom charge $70–$79 as an add-on. Lovie includes EIN application in the $20/month subscription at no extra charge.

Can I get an EIN without a Social Security Number?

Yes. Foreign founders without a US SSN or ITIN can apply via IRS Form SS-4 by fax or mail. The online portal requires an SSN/ITIN. Lovie handles Form SS-4 submissions for international founders as part of the formation process.

How long does it take to get an EIN?

US residents using the IRS online portal receive their EIN instantly. Foreign founders using Form SS-4 by fax wait 1–2 weeks; by mail it's 4–8 weeks. Lovie handles the most efficient method for your situation.

Do I need an EIN for a single-member LLC?

Technically not required if you have no employees, but highly recommended. You'll need an EIN to open a business bank account, which is essential for keeping personal and business finances separate. Lovie applies for your EIN automatically.

What can I do with my EIN?

Open a business bank account, apply for business credit, file federal and state taxes, hire employees, open merchant accounts, apply for business licenses, and establish business credit history.

Start your formation with Lovie — $20/month, everything included.