How to Start an S Corp | Lovie — US Company Formation

Starting an S Corp, or S Corporation, involves electing a special tax status with the IRS. While not a business structure type itself, an S Corp is a tax election that allows eligible LLCs and C Corporations to avoid double taxation. Instead of the business being taxed and then dividends being taxed again at the shareholder level (as with a C Corp), profits and losses are passed through directly to the owners' personal income without being subject to corporate tax rates. This can often lead to significant tax savings, especially for profitable businesses. To form an S Corp, you must first establish a legal business entity, typically an LLC or a C Corporation, at the state level. Once your entity is formed and registered with your state, you can then elect S Corp status by filing Form 2553, Election by a Small Business Corporation, with the Internal Revenue Service (IRS). This guide will walk you through the essential steps, from understanding eligibility to filing the necessary forms and maintaining your S Corp status.

Understand S Corp Eligibility Requirements

Before you can elect S Corp status, your business must meet specific criteria set by the IRS. These requirements are crucial for ensuring your entity qualifies for pass-through taxation. Primarily, your business must be a domestic entity, meaning it's formed in the United States. It must be an eligible entity type, typically an LLC or a C Corporation. Partnerships cannot directly elect S Corp status; they would need to convert to an LLC or C Corp first. A significant requirement is the sharehol

Form Your LLC or C Corporation First

An S Corp is a tax designation, not a legal entity type. Therefore, the first step in starting an S Corp is to form a legal business entity at the state level. The most common choices are a Limited Liability Company (LLC) or a C Corporation. The process for forming an LLC or C Corp varies by state but generally involves filing Articles of Organization (for LLCs) or Articles of Incorporation (for C Corps) with the Secretary of State or equivalent agency in your chosen state. For instance, if you

File IRS Form 2553 to Elect S Corp Status

With your LLC or C Corp legally established and an EIN in hand, the next critical step is to file Form 2553, Election by a Small Business Corporation, with the IRS. This form officially requests the IRS to recognize your business as an S Corp for tax purposes. It's imperative to file this form correctly and on time. The deadline for filing Form 2553 is generally no later than 2 months and 15 days after the beginning of the tax year the election is to take effect, or at any time during the tax ye

Understand State-Level S Corp Requirements

While the IRS handles the federal S Corp election, some states have their own requirements or specific forms related to S Corporations. Most states that recognize S Corps will automatically grant the status if the IRS approves your federal election. However, it's crucial to verify your specific state's regulations. For instance, states like California, New York, and Texas have specific rules. California, for example, requires businesses to file Form FTB 3522, S Corporation Election or Terminatio

Ongoing Compliance and Maintenance for S Corps

Maintaining your S Corp status requires ongoing attention to both federal and state regulations, as well as adherence to corporate formalities. The IRS has strict rules regarding distributions to shareholders. As an S Corp owner, you can take a salary (which is subject to payroll taxes) and reasonable distributions (which are not). It's crucial that the salary paid is considered 'reasonable compensation' for the services you perform. The IRS scrutinizes this to ensure owners aren't improperly re

Frequently Asked Questions

Can I start an S Corp directly?
No, you cannot directly form an S Corp. You must first establish a legal business entity like an LLC or C Corporation at the state level. After your entity is formed, you can then file IRS Form 2553 to elect S Corp tax status.
What is the difference between an LLC and an S Corp?
An LLC is a legal business structure offering liability protection and operational flexibility. An S Corp is a federal tax election that an eligible LLC or C Corp can make to allow profits and losses to be passed through to owners' personal income, potentially reducing self-employment taxes.
How long does it take to get S Corp approval from the IRS?
After filing Form 2553, IRS processing times can vary. Typically, it takes the IRS 60-90 days to review and approve or deny the election. Processing can sometimes take longer during peak periods.
What are the tax benefits of an S Corp?
The primary tax benefit is avoiding double taxation. Profits are passed through to owners' personal income without being taxed at the corporate level. Additionally, owners can potentially save on self-employment taxes by taking a reasonable salary and remaining profits as distributions.
Can a non-US citizen be an S Corp shareholder?
Generally, no. S Corp shareholders must be individuals, certain trusts, or estates. Non-resident aliens are typically not permitted to be shareholders in an S Corp.

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