As a therapist operating an LLC in Florida in 2026, understanding your tax obligations is crucial for financial health and compliance. This guide breaks down federal and Florida-specific taxes, available deductions, quarterly requirements, and common pitfalls to avoid. For related guidance, see our article on the Florida LLC filing process. Using Lovie, you can automate much of this, ensuring accuracy and saving time.
For therapists, forming an LLC (or PLLC where applicable) provides liability protection but doesn't fundamentally change your federal tax structure. By default, a single-member LLC is taxed as a sole proprietorship, and a multi-member LLC as a partnership. You can elect to be taxed as an S-corp or C-corp. In Florida, your LLC will be subject to state sales tax if you sell tangible goods or certain taxable services. For more details, see our guide on starting a business in Florida. Florida has no state personal income tax, but a 5.5% corporate income tax may apply. Proper bookkeeping and understanding these structures is paramount.
Single-member LLCs pay self-employment tax (15.3%) plus income tax on all net profits, reported on Schedule C of the owner's personal tax return.
If you use a portion of your home exclusively and regularly for business, you can deduct expenses related to that space.
Deductible expenses include software subscriptions, marketing costs, office supplies, and professional fees. Expenses related to promoting your Subscription SaaS, such as online ads, content marketing, and website development.
Pay estimated federal income and self-employment taxes to avoid penalties.
File and pay sales tax collected from Florida customers. Check your assigned filing frequency with the Florida Department of Revenue. Deposit payroll taxes withheld from employee wages.
Start your formation with Lovie — $499 one-time, state filing fee included.
State-specific formation guides, cost breakdowns, compliance checklists, and expert comparisons — updated for 2026.