Best alternatives to American Express Business Gold Card.

Looking for something better than American Express Business Gold Card? Here are the top alternatives for startups and small businesses.

Get Your Card

Top alternatives to American Express Business Gold Card.

How Lovie and other cards compare to American Express Business Gold Card.

Ink Business Preferred Credit Card

Ink Business Preferred Credit Card

Chase

Annual Fee
$95
Rewards
3x points on first $150K in tr...
Intro Offer
100,000 points after $8,000 in...
The Business Platinum Card from American Express

The Business Platinum Card from American Express

American Express

Annual Fee
$895
Rewards
5x on flights/hotels via Amex ...
Intro Offer
Up to 300,000 points after $20...
Brex Corporate Card

Brex Corporate Card

Brex

Annual Fee
$0
Rewards
Up to 7x points on rideshare, ...
Intro Offer
Varies by promotion

From formation to first purchase in minutes.

Form Your Company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get Your Card

You get a virtual card right away. Physical card ships the same day.

Set Controls

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start Spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

A card that keeps up with how you actually work.

Instant Issuance

Your card is ready the moment your company is. No approval wait, no separate application.

Smart Spending Controls

Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.