Best business cards for restaurants & food service businesses.

Restaurant owners need cards with high limits, strong rewards on food and supply purchases, and simple tools for managing employee expenses.

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Top cards for restaurants compared.

We evaluated rewards, limits, and features that matter most for food service businesses.

Brex Corporate Card

Brex

Brex

Full review
Annual Fee
$0
Rewards
Up to 7x points on rideshare, ...
Intro Offer
Varies by promotion
Ramp Corporate Card

Ramp

Ramp

Full review
Annual Fee
$0
Rewards
1.5% cashback on all purchases
Intro Offer
None
Mercury IO Card

Mercury

Mercury

Full review
Annual Fee
$0
Rewards
1.5% cashback on all purchases
Intro Offer
None
Ink Business Cash Credit Card

Chase Ink Cash

Chase

Full review
Annual Fee
$0
Rewards
5% on first $25K at office sup...
Intro Offer
$750 after $6,000 in 3 months

From formation to first purchase.

Form your company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get your card instantly

You get a virtual card right away. Physical card ships the same day.

Set your rules

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start earning

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Your virtual card should work as fast as your business.

Instant Issuance

Your card is ready the moment your company is. No approval wait, no separate application.

Smart Spending Controls

Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.