Best for Auto Repair & Mechanics

Best business cards for auto repair & mechanics.

Auto repair shops need cards with parts store rewards, equipment purchase benefits, and fleet fuel cashback.

Join the Waitlist
Lovie
Your Business Name
Coming Soon
Join the Waitlist

Top cards for auto repair & mechanics compared.

We evaluated rewards, fees, and features that matter most for auto repair & mechanics businesses.

Ink Business Cash Credit Card

Chase Ink Cash

Chase

Full review
Annual Fee
$0
Rewards
5% on first $25K at office sup...
Intro Offer
$750 after $6,000 in 3 months
Bank of America Business Advantage Customized Cash Rewards

BofA Cash Rewards

Bank of America

Full review
Annual Fee
$0
Rewards
3% in one category of choice (...
Intro Offer
$500 after $5,000 in 90 days

From formation to first purchase.

Form your company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get your card instantly

You get a virtual card right away. Physical card ships the same day.

Set your rules

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start earning

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Create virtual cards the moment your company is formed. No waiting, no separate applications.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Join the Waitlist

Our top picks, reviewed.

Ink Business Cash Credit Card

Chase

Annual Fee
$0
Rewards
5% on first $25K at office supply stores and internet/cable/phone

The Ink Business Cash Credit Card stands out for auto repair & mechanics businesses with its 5% on first $25K at office supply stores and internet/cable/phone; 2% on first $25K at gas/restaurants; 1% all other.

Best Feature: 5x on Lyft through 9/30/27
Pros
  • 5% on first $25K at office supply stores and internet/cable/phone rewards
  • 5x on Lyft through 9/30/27
Cons
  • Personal guarantee required
  • 3% foreign transaction fees

Bank of America Business Advantage Customized Cash Rewards

Bank of America

Annual Fee
$0
Rewards
3% in one category of choice (from 6 options)

The Bank of America Business Advantage Customized Cash Rewards stands out for auto repair & mechanics businesses with its 3% in one category of choice (from 6 options), 2% on dining, 1% all other; 3%/2% capped at $50K/year.

Best Feature: Access to Dun & Bradstreet business credit scores, choose your 3% category
Pros
  • 3% in one category of choice (from 6 options) rewards
  • Access to Dun & Bradstreet business credit scores, choose your 3% category
Cons
  • Personal guarantee required
  • 3% foreign transaction fees

Related reading