Best Business Cards for Dining.
Cards with top rewards on restaurant and dining purchases for businesses that entertain clients.
Top picks compared.
We evaluated rewards, fees, and features to find the best business cards for dining.
From formation to first purchase.
Form your company
Lovie handles your LLC or Corp formation with AI — state fees included.
Get your card instantly
You get a virtual card right away. Physical card ships the same day.
Set your rules
Set limits, block merchants, manage team access — from the dashboard or by asking your AI.
Start earning
Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.
Your business card should work as fast as your AI.
Create virtual cards the moment your company is formed. No waiting, no separate applications.
Instant Virtual Cards
Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.
Smart Spending Controls
AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.
MCP-Native
Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.
Build Business Credit
Every purchase reports to major credit bureaus. Your company builds credit automatically.
No Foreign Transaction Fees
Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.
One Platform, Everything
Formation, banking, and cards in one dashboard. You stop juggling logins.
Card-by-card breakdown.
American Express Business Gold Card
American Express
The American Express Business Gold Card is a strong pick for business cards for dining with its 4x points on top 2 spending categories each billing cycle (up to $150K/year), 3x on flights/hotels via Amex Travel, 1x all other.
- 4x points on top 2 spending categories each billing cycle (up to $150K/year) rewards
- $240 Flexible Business Credit (FedEx, Grubhub, office supplies), Walmart+ monthly credit
- Personal guarantee required
- $375/year annual fee
Ink Business Preferred Credit Card
Chase
The Ink Business Preferred Credit Card is a strong pick for business cards for dining with its 3x points on first $150K in travel, shipping, internet, cable, phone, advertising; 1x on all other.
- 3x points on first $150K in travel rewards
- DashPass from DoorDash, 5x on Lyft through 9/30/27
- Personal guarantee required
- $95/year annual fee
Bank of America Business Advantage Customized Cash Rewards
Bank of America
The Bank of America Business Advantage Customized Cash Rewards is a strong pick for business cards for dining with its 3% in one category of choice (from 6 options), 2% on dining, 1% all other; 3%/2% capped at $50K/year.
- 3% in one category of choice (from 6 options) rewards
- Access to Dun & Bradstreet business credit scores, choose your 3% category
- Personal guarantee required
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