BEST CARDS FOR OFFICE SUPPLIES

Best Cards for Office Supplies.

Cards that maximize rewards on office supply store purchases, internet, and phone services.

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Top picks compared.

We evaluated rewards, fees, and features to find the best cards for office supplies.

Ink Business Cash Credit Card

Chase Ink Cash

Chase

Full review
Annual Fee
$0
Rewards
5% on first $25K at office sup...
Intro Offer
$750 after $6,000 in 3 months
American Express Blue Business Cash Card

Amex Blue Cash

American Express

Full review
Annual Fee
$0
Rewards
2% cash back on first $50,000/...
Intro Offer
$250 after $3,000 in 3 months
Bank of America Business Advantage Customized Cash Rewards

BofA Cash Rewards

Bank of America

Full review
Annual Fee
$0
Rewards
3% in one category of choice (...
Intro Offer
$500 after $5,000 in 90 days
Ink Business Unlimited Credit Card

Chase Ink Unlimited

Chase

Full review
Annual Fee
$0
Rewards
Unlimited 1.5% cash back on ev...
Intro Offer
$750 after $6,000 in 3 months

From formation to first purchase.

Form your company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get your card instantly

You get a virtual card right away. Physical card ships the same day.

Set your rules

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start earning

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Create virtual cards the moment your company is formed. No waiting, no separate applications.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Card-by-card breakdown.

Ink Business Cash Credit Card

Chase

Annual Fee
$0
Rewards
5% on first $25K at office supply stores and internet/cable/phone

The Ink Business Cash Credit Card is a strong pick for cards for office supplies with its 5% on first $25K at office supply stores and internet/cable/phone; 2% on first $25K at gas/restaurants; 1% all other.

Best Feature: 5x on Lyft through 9/30/27
Pros
  • 5% on first $25K at office supply stores and internet/cable/phone rewards
  • 5x on Lyft through 9/30/27
Cons
  • Personal guarantee required

American Express Blue Business Cash Card

American Express

Annual Fee
$0
Rewards
2% cash back on first $50

The American Express Blue Business Cash Card is a strong pick for cards for office supplies with its 2% cash back on first $50,000/year, 1% thereafter.

Best Feature: Expanded Buying Power — spend above credit limit
Pros
  • 2% cash back on first $50 rewards
  • Expanded Buying Power — spend above credit limit
Cons
  • Personal guarantee required

Bank of America Business Advantage Customized Cash Rewards

Bank of America

Annual Fee
$0
Rewards
3% in one category of choice (from 6 options)

The Bank of America Business Advantage Customized Cash Rewards is a strong pick for cards for office supplies with its 3% in one category of choice (from 6 options), 2% on dining, 1% all other; 3%/2% capped at $50K/year.

Best Feature: Access to Dun & Bradstreet business credit scores, choose your 3% category
Pros
  • 3% in one category of choice (from 6 options) rewards
  • Access to Dun & Bradstreet business credit scores, choose your 3% category
Cons
  • Personal guarantee required

Ink Business Unlimited Credit Card

Chase

Annual Fee
$0
Rewards
Unlimited 1.5% cash back on every purchase

The Ink Business Unlimited Credit Card is a strong pick for cards for office supplies with its Unlimited 1.5% cash back on every purchase.

Best Feature: 5x on Lyft through 9/30/27
Pros
  • Unlimited 1.5% cash back on every purchase rewards
  • 5x on Lyft through 9/30/27
Cons
  • Personal guarantee required