Best for Trucking & Transportation

Best business cards for trucking & transportation.

Trucking companies need cards with fuel rewards, fleet management features, and high spending limits for vehicle maintenance.

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Top cards for trucking & transportation compared.

We evaluated rewards, fees, and features that matter most for trucking & transportation businesses.

Capital One Spark Cash Plus

Spark Cash Plus

Capital One

Full review
Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on ever...
Intro Offer
$2,000 after $30,000 in 3 mont...
Bank of America Business Advantage Customized Cash Rewards

BofA Cash Rewards

Bank of America

Full review
Annual Fee
$0
Rewards
3% in one category of choice (...
Intro Offer
$500 after $5,000 in 90 days

From formation to first purchase.

Form your company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get your card instantly

You get a virtual card right away. Physical card ships the same day.

Set your rules

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start earning

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Create virtual cards the moment your company is formed. No waiting, no separate applications.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

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Our top picks, reviewed.

Capital One Spark Cash Plus

Capital One

Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on every purchase

The Capital One Spark Cash Plus stands out for trucking & transportation businesses with its Unlimited 2% cash back on every purchase; 5% on hotels/rentals via Capital One Travel.

Best Feature: No preset spending limit, annual fee refund at $150K spend
Pros
  • Unlimited 2% cash back on every purchase rewards
  • No preset spending limit, annual fee refund at $150K spend
Cons
  • Personal guarantee required
  • $150 (refunded at $150K+ annual spend)/year annual fee

Bank of America Business Advantage Customized Cash Rewards

Bank of America

Annual Fee
$0
Rewards
3% in one category of choice (from 6 options)

The Bank of America Business Advantage Customized Cash Rewards stands out for trucking & transportation businesses with its 3% in one category of choice (from 6 options), 2% on dining, 1% all other; 3%/2% capped at $50K/year.

Best Feature: Access to Dun & Bradstreet business credit scores, choose your 3% category
Pros
  • 3% in one category of choice (from 6 options) rewards
  • Access to Dun & Bradstreet business credit scores, choose your 3% category
Cons
  • Personal guarantee required
  • 3% foreign transaction fees

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