Best Instant Issuance Business Cards

Best instant issuance business cards.

Get a card you can use immediately — no waiting for mail delivery.

Get Your Card
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Best Instant Issuance Business Cards, compared.

Side-by-side comparison of the top picks.

Novo Business Card

Novo Business Card

Novo

Annual Fee
$0
Rewards
Up to 2% cashback on all purch...
Intro Offer
None
Ramp Corporate Card

Ramp Corporate Card

Ramp

Annual Fee
$0
Rewards
1.5% cashback on all purchases
Intro Offer
None
Aspire Corporate Card

Aspire Corporate Card

Aspire

Annual Fee
$0
Rewards
1% cashback on all spend
Intro Offer
None
Wise Business Card

Wise Business Card

Wise

Annual Fee
$0
Rewards
0.5% cashback on eligible tran...
Intro Offer
None

From formation to first purchase in minutes.

Form Your Company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get Your Card

You get a virtual card right away. Physical card ships the same day.

Set Controls

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start Spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

A card that keeps up with how you actually work.

Instant Issuance

Your card is ready the moment your company is. No approval wait, no separate application.

Smart Spending Controls

Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Join the Waitlist

Card-by-card breakdown.

Novo Business Card

Novo

Annual Fee
$0
Rewards
2% cashback

Novo Business Card offers up to 2% cashback on all purchases.

Best Feature: Integrated with Novo business checking, ecommerce integratio
Lovie

Lovie Virtual Card

Our Pick

Lovie

Annual Fee
$0 (included in $39/mo plan)
Rewards
1.5% cashback

Our top pick. Lovie Virtual Card offers 1.5% cashback on all purchases.

Best Feature: Instant issuance + company formation
Join the Waitlist

Ramp Corporate Card

Ramp

Annual Fee
$0
Rewards
1.5% cashback

Ramp Corporate Card offers 1.5% cashback on all purchases.

Best Feature: AI-powered savings insights, vendor negotiation

Aspire Corporate Card

Aspire

Annual Fee
$0
Rewards
1% cashback

Aspire Corporate Card offers 1% cashback on all spend.

Best Feature: Multi-currency wallets, APAC-focused

Wise Business Card

Wise

Annual Fee
$0
Rewards
0.5% cashback

Wise Business Card offers 0.5% cashback on eligible transactions.

Best Feature: Multi-currency accounts (40+ currencies), mid-market exchang

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