Best Business Cards for New Businesses

Best business cards for new businesses.

Just starting out? These cards are designed for companies with limited credit history.

Get Your Card
Lovie
Your Business Name
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Best Business Cards for New Businesses, compared.

Side-by-side comparison of the top picks.

American Express Blue Business Cash Card

American Express Blue Business Cash Card

American Express

Annual Fee
$0
Rewards
2% cash back on first $50,000/...
Intro Offer
$250 after $3,000 in 3 months
Ink Business Unlimited Credit Card

Ink Business Unlimited Credit Card

Chase

Annual Fee
$0
Rewards
Unlimited 1.5% cash back on ev...
Intro Offer
$750 after $6,000 in 3 months

From formation to first purchase in minutes.

Form Your Company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get Your Card

You get a virtual card right away. Physical card ships the same day.

Set Controls

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start Spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

A card that keeps up with how you actually work.

Instant Issuance

Your card is ready the moment your company is. No approval wait, no separate application.

Smart Spending Controls

Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Join the Waitlist

Card-by-card breakdown.

American Express Blue Business Cash Card

American Express

Annual Fee
$0
Rewards
2% cashback

American Express Blue Business Cash Card offers 2% cash back on first $50,000/year, 1% thereafter.

Best Feature: Expanded Buying Power — spend above credit limit
Lovie

Lovie Virtual Card

Our Pick

Lovie

Annual Fee
$0 (included in $39/mo plan)
Rewards
1.5% cashback

Our top pick. Lovie Virtual Card offers 1.5% cashback on all purchases.

Best Feature: Instant issuance + company formation
Join the Waitlist

Ink Business Unlimited Credit Card

Chase

Annual Fee
$0
Rewards
1.5% cashback

Ink Business Unlimited Credit Card offers unlimited 1.5% cash back on every purchase.

Best Feature: 5x on Lyft through 9/30/27

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