Best Business Cards with No Foreign Transaction Fees

Best business cards with no foreign transaction fees.

Spend internationally without hidden fees. Perfect for businesses with global operations.

Get Your Card

Best Business Cards with No Foreign Transaction Fees, compared.

Side-by-side comparison of the top picks.

Brex Corporate Card

Brex Corporate Card

Brex

Annual Fee
$0
Rewards
Up to 7x points on rideshare, ...
Intro Offer
Varies by promotion
The Business Platinum Card from American Express

The Business Platinum Card from American Express

American Express

Annual Fee
$895
Rewards
5x on flights/hotels via Amex ...
Intro Offer
Up to 300,000 points after $20...
Costco Anywhere Visa Business Card

Costco Anywhere Visa Business Card

Citibank

Annual Fee
$0 (Costco membership required)
Rewards
4% on gas (first $7K/year), 3%...
Intro Offer
None
American Express Business Gold Card

American Express Business Gold Card

American Express

Annual Fee
$375
Rewards
4x points on top 2 spending ca...
Intro Offer
Up to 200,000 points after $15...

From formation to first purchase in minutes.

Form Your Company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get Your Card

You get a virtual card right away. Physical card ships the same day.

Set Controls

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start Spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

A card that keeps up with how you actually work.

Instant Issuance

Your card is ready the moment your company is. No approval wait, no separate application.

Smart Spending Controls

Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Card-by-card breakdown.

Brex Corporate Card

Brex

Annual Fee
$0
Rewards
7x points

Brex Corporate Card offers up to 7x points on rideshare, 4x on travel, 3x on restaurants, 2x on software, 1.

Best Feature: No personal guarantee, category multipliers

The Business Platinum Card from American Express

American Express

Annual Fee
$895
Rewards
5x points

The Business Platinum Card from American Express offers 5x on flights/hotels via amex travel, 2x on key business categories and purchase.

Best Feature: $1,150 Dell credit, $600 hotel credit, $200 airline fee cred

Costco Anywhere Visa Business Card

Citibank

Annual Fee
$0 (Costco membership required)
Rewards
4% cashback

Costco Anywhere Visa Business Card offers 4% on gas (first $7k/year), 3% on restaurants/travel, 2% at costco, 1% all other.

Best Feature: 4% gas rewards, Costco executive rewards stack

American Express Business Gold Card

American Express

Annual Fee
$375
Rewards
4x points

American Express Business Gold Card offers 4x points on top 2 spending categories each billing cycle (up to $150k/year), 3x.

Best Feature: $240 Flexible Business Credit (FedEx, Grubhub, office suppli

Ink Business Preferred Credit Card

Chase

Annual Fee
$95
Rewards
3x points

Ink Business Preferred Credit Card offers 3x points on first $150k in travel, shipping, internet, cable, phone, advertisin.

Best Feature: DashPass from DoorDash, 5x on Lyft through 9/30/27

Capital One Spark Cash Plus

Capital One

Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
2% cashback

Capital One Spark Cash Plus offers unlimited 2% cash back on every purchase; 5% on hotels/rentals via capital one t.

Best Feature: No preset spending limit, annual fee refund at $150K spend

Capital One Spark Miles for Business

Capital One

Annual Fee
$0 first year, then $95
Rewards
2% miles

Capital One Spark Miles for Business offers unlimited 2x miles on every purchase; 5x on hotels/rentals via capital one trave.

Best Feature: Global Entry/TSA PreCheck credit

Citi / AAdvantage Business World Elite Mastercard

Citibank

Annual Fee
$99 (waived first 12 months)
Rewards
2% miles

Citi / AAdvantage Business World Elite Mastercard offers 2x aadvantage miles on american airlines purchases, car rentals, gas, cable/sate.

Best Feature: American Airlines loyalty perks, Citi Entertainment access