Best business virtual cards.
Issue virtual cards instantly for online purchases, subscriptions, and team spending.
Best Business Virtual Cards, compared.
Side-by-side comparison of the top picks.
Brex Corporate Card
Brex
The Business Platinum Card from American Express
American Express
American Express Business Gold Card
American Express
Bank of America Business Advantage Customized Cash Rewards
Bank of America
From formation to first purchase in minutes.
Form Your Company
Lovie handles your LLC or Corp formation with AI — state fees included.
Get Your Card
You get a virtual card right away. Physical card ships the same day.
Set Controls
Set limits, block merchants, manage team access — from the dashboard or by asking your AI.
Start Spending
Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.
Your business card should work as fast as your AI.
A card that keeps up with how you actually work.
Instant Issuance
Your card is ready the moment your company is. No approval wait, no separate application.
Smart Spending Controls
Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.
MCP-Native
Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.
Build Business Credit
Every purchase reports to major credit bureaus. Your company builds credit automatically.
No Foreign Transaction Fees
Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.
One Platform, Everything
Formation, banking, and cards in one dashboard. You stop juggling logins.
Card-by-card breakdown.
Brex Corporate Card
Brex
Brex Corporate Card offers up to 7x points on rideshare, 4x on travel, 3x on restaurants, 2x on software, 1.
The Business Platinum Card from American Express
American Express
The Business Platinum Card from American Express offers 5x on flights/hotels via amex travel, 2x on key business categories and purchase.
American Express Business Gold Card
American Express
American Express Business Gold Card offers 4x points on top 2 spending categories each billing cycle (up to $150k/year), 3x.
Bank of America Business Advantage Customized Cash Rewards
Bank of America
Bank of America Business Advantage Customized Cash Rewards offers 3% in one category of choice (from 6 options), 2% on dining, 1% all other; 3%/2%.
Wells Fargo Signify Business Cash Card
Wells Fargo
Wells Fargo Signify Business Cash Card offers unlimited 2% cash rewards on purchases.
Capital One Spark Cash Plus
Capital One
Capital One Spark Cash Plus offers unlimited 2% cash back on every purchase; 5% on hotels/rentals via capital one t.
Capital One Spark Miles for Business
Capital One
Capital One Spark Miles for Business offers unlimited 2x miles on every purchase; 5x on hotels/rentals via capital one trave.
American Express Blue Business Cash Card
American Express
American Express Blue Business Cash Card offers 2% cash back on first $50,000/year, 1% thereafter.
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