The honest Spark Miles vs Mercury breakdown.
Compare rewards, fees, perks, and benefits across Capital One, Mercury to find the best business card for your needs.
Spark Miles vs Mercury: The full breakdown.
Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.
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Sign up for Lovie
Create your account and tell us about your business.
Get your virtual card
Instantly issue your first virtual card — no waiting for approval or delivery.
Set your controls
Configure spending limits, merchant restrictions, and approval workflows.
Start spending
Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.
Your business card should work as fast as your AI.
Everything you need to launch and run your business — cards, banking, and formation in one platform.
Instant Virtual Cards
Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.
Smart Spending Controls
AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.
No Foreign Transaction Fees
Spend globally without hidden fees. Every transaction at the real exchange rate.
Build Business Credit
We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.
1.5% Cashback on Everything
Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.
One Platform, Everything
Company formation, banking, cards, and expense management — all in one place. No juggling apps.
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