Chase Ink Cash, Chase Ink Unlimited, Spark Cash Plus, Amex Biz Platinum: The full comparison.

Compare rewards, fees, perks, and benefits across Chase, Chase, Capital One, American Express to find the best business card for your needs.

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Chase Ink Cash vs Chase Ink Unlimited vs Spark Cash Plus vs Amex Biz Platinum: The full breakdown.

Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.

Ink Business Cash Credit Card

Chase Ink Cash

Chase

Full review
Annual Fee
$0
Rewards
5% on first $25K at office sup...
Intro Offer
$750 after $6,000 in 3 months
Ink Business Unlimited Credit Card

Chase Ink Unlimited

Chase

Full review
Annual Fee
$0
Rewards
Unlimited 1.5% cash back on ev...
Intro Offer
$750 after $6,000 in 3 months
Capital One Spark Cash Plus

Spark Cash Plus

Capital One

Full review
Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on ever...
Intro Offer
$2,000 after $30,000 in 3 mont...
The Business Platinum Card from American Express

Amex Biz Platinum

American Express

Full review
Annual Fee
$895
Rewards
5x on flights/hotels via Amex ...
Intro Offer
Up to 300,000 points after $20...

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Create your account and tell us about your business.

Get your virtual card

Instantly issue your first virtual card — no waiting for approval or delivery.

Set your controls

Configure spending limits, merchant restrictions, and approval workflows.

Start spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Everything you need to launch and run your business — cards, banking, and formation in one platform.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

No Foreign Transaction Fees

Spend globally without hidden fees. Every transaction at the real exchange rate.

Build Business Credit

We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.

1.5% Cashback on Everything

Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.

One Platform, Everything

Company formation, banking, cards, and expense management — all in one place. No juggling apps.

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