Three cards. One decision: Chase Ink Unlimited, Spark Miles, Costco Visa Biz.

Compare rewards, fees, perks, and benefits across Chase, Capital One, Citibank to find the best business card for your needs.

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Chase Ink Unlimited vs Spark Miles vs Costco Visa Biz: The full breakdown.

Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.

Ink Business Unlimited Credit Card

Chase Ink Unlimited

Chase

Full review
Annual Fee
$0
Rewards
Unlimited 1.5% cash back on ev...
Intro Offer
$750 after $6,000 in 3 months
Capital One Spark Miles for Business

Spark Miles

Capital One

Full review
Annual Fee
$0 first year, then $95
Rewards
Unlimited 2x miles on every pu...
Intro Offer
50,000 miles after $4,500 in 3...
Costco Anywhere Visa Business Card

Costco Visa Biz

Citibank

Full review
Annual Fee
$0 (Costco membership required)
Rewards
4% on gas (first $7K/year), 3%...
Intro Offer
None

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Instantly issue your first virtual card — no waiting for approval or delivery.

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Configure spending limits, merchant restrictions, and approval workflows.

Start spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Everything you need to launch and run your business — cards, banking, and formation in one platform.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

No Foreign Transaction Fees

Spend globally without hidden fees. Every transaction at the real exchange rate.

Build Business Credit

We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.

1.5% Cashback on Everything

Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.

One Platform, Everything

Company formation, banking, cards, and expense management — all in one place. No juggling apps.