Chase and Amex require your credit. Lovie requires nothing.
A side-by-side comparison of Lovie, Ink Business Preferred Credit Card vs American Express Business Gold Card for startups and small businesses.
How Lovie stacks up against Chase and American Express.
A side-by-side look at what matters for startups.
From formation to first purchase in minutes.
Form Your Company
Lovie handles your LLC or Corp formation with AI — state fees included.
Get Your Card
You get a virtual card right away. Physical card ships the same day.
Set Controls
Set limits, block merchants, manage team access — from the dashboard or by asking your AI.
Start Spending
Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.
Your business card should work as fast as your AI.
A card that keeps up with how you actually work.
Instant Issuance
Your card is ready the moment your company is. No approval wait, no separate application.
Smart Spending Controls
Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.
MCP-Native
Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.
Build Business Credit
Every purchase reports to major credit bureaus. Your company builds credit automatically.
No Foreign Transaction Fees
Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.
One Platform, Everything
Formation, banking, and cards in one dashboard. You stop juggling logins.
Related reading
Card reviews
Compare cards
Industry guides
- Best cards for Startups
- Best cards for Restaurants & Food Service
- Best cards for E-Commerce & Online Retail
- Best cards for Freelancers & Solopreneurs
- Best cards for SaaS & Software Companies
- Best cards for Consulting & Professional Services
- Best cards for Construction & Trades
- Best cards for Healthcare & Medical Practices