What does the Lovie plan include?

Formation is $499 one-time and includes your LLC or C-Corp prepared and submitted, the state filing fee (we pay your state), a year of registered agent service with digital mail scanning, your EIN application, a domain name for a year, post-incorporation documents (bylaws, operating agreement, stock purchase agreement and more), AI-guided formation, a real-time dashboard, and priority support. The registered agent renews at $79/year from year two.

Can I really form a company from my IDE?

Yes. Lovie is a Model Context Protocol (MCP) tool — it connects to Claude Code, Cursor, Manus, Replit, or any MCP-compatible editor. You type natural-language commands, answer a few questions, and your LLC or C-Corp is filed. You can also use our open-source CLI: npx create-llc.

How does billing work?

Formation is a one-time $499 charge, the same in every state, with the state filing fee and the first year of registered agent service included. There is no second payment at checkout. The registered agent renews at $79/year from year two.

Can I trust AI with company formation?

Lovie uses state-verified legal templates — the same standard forms used by traditional filing services. AI handles data entry, validation, and workflow automation — not legal judgment calls. You review and approve every document before submission.

What is the LLC-to-C-Corp conversion?

You launch lean as an LLC, then convert to a Delaware C-Corp when raising VC. LLC-to-C-Corp conversion through Lovie is coming soon.

How long does state processing take?

Delaware typically processes within 1-3 business days. Wyoming often processes same-day. Lovie submits your filing as soon as you approve it — we add zero delays on our end.

No. We automate company formation filings as a technology platform. We handle filings — not legal counsel. Consult a licensed attorney for personalized legal advice.

Lovie vs ZenBusiness: Objective Formation Service Comparison

Academic comparison of Lovie and ZenBusiness formation platforms, analyzing pricing transparency, AI capabilities, and compliance monitoring for tech founders.

By Omer Aydin · 2026-07-26

Lovie vs ZenBusiness: Objective Formation Service Comparison

The landscape of business formation has shifted toward automated solutions. This academic comparison analyzes Lovie and ZenBusiness, evaluating their technological approaches, pricing transparency, and compliance monitoring systems as of July 2026.

Methodology

Analysis is based on published pricing models, feature sets, and state filing requirements. The comparison assumes the user is forming a standard Limited Liability Company (LLC) and requires ongoing registered agent services.

Lovie Overview

Lovie operates on an API-first architecture utilizing the Model Context Protocol (MCP), designed specifically for technical founders.

Pros

Predictable pricing: a one-time $499 that includes the state filing fee, the EIN application, and the first year of registered agent service (then $79/year).
No upselling or tiered feature gating.
Direct execution from developer environments reduces context switching.

Cons

The IDE-centric approach presents a learning curve for non-technical users.
Limited focus on traditional business advisory services.

ZenBusiness Overview

ZenBusiness utilizes a web-based platform featuring "Velo," an AI assistant designed to guide users through the formation questionnaire and post-formation tasks.

Pros

The entry-level "Starter" tier advertises $0 formation (plus state fees).
The web interface is highly accessible for first-time business owners.
Offers integrated accounting and website building tools for an additional cost.

Cons

The $0 tier excludes registered agent services, which cost $199 annually after the first year.
Essential compliance features (like operating agreements and expedited filing) require upgrading to the "Pro" ($199) or "Premium" ($349) tiers.
According to FTC guidelines on subscription transparency, tiered models require careful review of renewal rates.

Comparative Data

Feature	Lovie	ZenBusiness
Core Technology	MCP / API Integration	Web App / Chatbot (Velo)
Registered Agent Cost	Included year 1, then $79/year	$199/year
Pricing Model	$499 one-time, state fee included	Tiered ($0, $199, $349)
Target Audience	Software Developers	General Entrepreneurs

Founders who prefer to manage infrastructure via code can review setting up a company in 2 minutes with Formation MCP for technical specifications.

References

[1] ZenBusiness Pricing and Plans [2] Federal Trade Commission - Subscription Guidelines

Form your company with Lovie — $499 one-time, with the state filing fee and a year of registered agent included.

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