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Every.io vs Lovie: Free C-Corp Formation Compared (2026)

Last verified: 2026-08-15

Our Comparison Methodology

Every.io offers free Delaware C-Corp incorporation with cap table management. Lovie offers $29 formation across all 50 states. We compare what 'free' actually includes and the ongoing costs.

Side-by-Side Comparison

FeatureEvery.ioLovie
Formation Cost$0 (Delaware C-Corp only)$29 one-time (LLC or C-Corp, all 50 states)
State Filing FeeFounder pays separatelyFounder pays separately
Registered AgentIncluded (first year)$79/yr ($49/yr in Wyoming)
Cap TableIncludedIncluded (Lovie CapTable)
Entity TypesDelaware C-Corp onlyLLC + C-Corp in all 50 states
Operating AgreementCorporate bylaws includedIncluded (AI-generated)
Compliance MonitoringBasicAutomated compliance reminders
Banking IntegrationPartner referralsAgent-native banking built in
First-Year Total Cost*$0 service + state fees$108 + state fees

The Verdict

Every.io wins on price for Delaware C-Corp formation (literally free). Lovie wins on flexibility (all states, LLC + C-Corp) and integrated banking. Choose based on whether you need Delaware C-Corp specifically or broader options.

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