Every.io vs Lovie: Free C-Corp Formation Compared (2026)
Last verified: 2026-08-15
Our Comparison Methodology
Every.io offers free Delaware C-Corp incorporation with cap table management. Lovie offers $29 formation across all 50 states. We compare what 'free' actually includes and the ongoing costs.
Side-by-Side Comparison
| Feature | Every.io | Lovie |
|---|---|---|
| Formation Cost | $0 (Delaware C-Corp only) | $29 one-time (LLC or C-Corp, all 50 states) |
| State Filing Fee | Founder pays separately | Founder pays separately |
| Registered Agent | Included (first year) | $79/yr ($49/yr in Wyoming) |
| Cap Table | Included | Included (Lovie CapTable) |
| Entity Types | Delaware C-Corp only | LLC + C-Corp in all 50 states |
| Operating Agreement | Corporate bylaws included | Included (AI-generated) |
| Compliance Monitoring | Basic | Automated compliance reminders |
| Banking Integration | Partner referrals | Agent-native banking built in |
| First-Year Total Cost* | $0 service + state fees | $108 + state fees |
The Verdict
Every.io wins on price for Delaware C-Corp formation (literally free). Lovie wins on flexibility (all states, LLC + C-Corp) and integrated banking. Choose based on whether you need Delaware C-Corp specifically or broader options.