What does the Lovie plan include?

Formation is $29 one-time and includes your LLC or C-Corp prepared and submitted, post-incorporation documents (bylaws, operating agreement, stock purchase agreement and more), AI-guided formation, a real-time dashboard, and priority support. Registered agent service with digital mail scan & forwarding is priced separately at $79/year ($49/year in Wyoming). State filing fees are billed separately and paid directly to your state.

Can I really form a company from my IDE?

Yes. Lovie is a Model Context Protocol (MCP) tool — it connects to Claude Code, Cursor, Manus, Replit, or any MCP-compatible editor. You type natural-language commands, answer a few questions, and your LLC or C-Corp is filed. You can also use our open-source CLI: npx create-llc.

How does billing work?

Formation is a one-time $29 charge — no subscription. Registered agent service is billed annually at $79/year ($49/year in Wyoming) and is priced separately. State filing fees are billed separately and paid directly to your state.

Can I trust AI with company formation?

Lovie uses state-verified legal templates — the same standard forms used by traditional filing services. AI handles data entry, validation, and workflow automation — not legal judgment calls. You review and approve every document before submission.

What is the LLC-to-C-Corp conversion?

You launch lean as an LLC, then convert to a Delaware C-Corp when raising VC. LLC-to-C-Corp conversion through Lovie is coming soon.

How long does state processing take?

Delaware typically processes within 1-3 business days. Wyoming often processes same-day. Lovie submits your filing as soon as you approve it — we add zero delays on our end.

No. We automate company formation filings as a technology platform. We handle filings — not legal counsel. Consult a licensed attorney for personalized legal advice.

State Privacy Protection Rankings: Best States for Anonymous LLCs

Published 2026-08-05 · By Lovie Research Team

# State Privacy Protection Rankings: Best States for Anonymous LLCs

Owner privacy has become a primary consideration in state selection for business formation. With increasing public access to state databases and the implementation of federal beneficial ownership reporting (FinCEN BOI), understanding which states offer the strongest privacy protections is essential for founders who value personal security and competitive confidentiality.

Privacy Protection Tier Rankings

Tier	States	Privacy Score	Key Feature
Tier 1 (Strongest)	Wyoming, New Mexico, Delaware	9-10/10	No member/manager disclosure on public filings
Tier 2 (Strong)	Nevada, Montana, Alaska	7-8/10	Limited disclosure, nominee services legal
Tier 3 (Moderate)	Texas, Colorado, Utah, Florida	5-6/10	Members listed but limited public access
Tier 4 (Weak)	California, New York, Illinois	3-4/10	Full member/manager disclosure required
Tier 5 (Minimal)	Arizona, Massachusetts, Alabama	1-2/10	Extensive public disclosure, easy database search

What Makes a State "Privacy-Friendly"?

Privacy protection in business formation operates across five layers, each contributing to the overall privacy score:

Privacy Layer	Description	Best States
Formation Documents	Whether member/manager names appear on Articles of Organization	WY, NM, DE
Annual Reports	Whether ownership is disclosed in recurring filings	WY, NM, OH
Public Database	Whether state database reveals ownership to searchers	WY, NM, DE
Nominee Allowance	Whether nominee officers/managers are legally permitted	NV, WY, DE
Charging Order Protection	Whether single-member LLCs get full protection	WY, NV, DE

Wyoming: The Gold Standard for LLC Privacy

Wyoming earned the top privacy ranking for combining all five layers of protection:

The state does not require member or manager names on Articles of Organization. Annual reports list only the registered agent, not owners. The state database reveals nothing about ownership. Wyoming explicitly permits nominee managers. And Wyoming extends full charging order protection to single-member LLCs — a critical distinction that many states deny.

Additionally, Wyoming has no state income tax, no franchise tax, and annual fees of just $60 — making it the optimal choice for privacy-conscious founders who also want minimal costs.

New Mexico: The Stealth Option

New Mexico offers a unique privacy advantage: it requires no annual report whatsoever. Once formed, a New Mexico LLC has zero ongoing filing obligations with the state (beyond maintaining a registered agent). This means there is never a recurring opportunity for the state to collect or update ownership information.

The tradeoff: New Mexico's LLC statute is less developed than Wyoming's or Delaware's, and the state lacks the specialized business courts that make Delaware attractive for complex corporate matters.

The Federal Layer: FinCEN Beneficial Ownership

Since January 2024, most LLCs and corporations must file Beneficial Ownership Information (BOI) reports with FinCEN, disclosing individuals who own 25%+ or exercise substantial control. This federal requirement operates independently of state privacy protections.

BOI Requirement	Detail
Who Must File	Most LLCs and corporations (23 exemptions for large/regulated entities)
What Is Disclosed	Full legal name, date of birth, address, ID document
Who Can Access	Law enforcement, financial institutions (with consent), FinCEN
Public Access	No — BOI database is not publicly searchable
Deadline	Within 90 days of formation (new entities) or January 1, 2025 (existing)

The critical distinction: FinCEN data is not publicly accessible. State filings are. This means state-level privacy protections remain highly relevant for protecting against competitors, litigants, and general public searches — even though federal authorities can access ownership information through FinCEN.

Privacy vs Anonymity: Legal Boundaries

True anonymity (hiding ownership from all parties including government) is not achievable through any legal US business structure. What privacy-friendly states provide is protection from public disclosure — keeping your name off searchable state databases and public filings while remaining fully compliant with federal reporting requirements.

Legitimate privacy use cases include: protecting personal addresses from public databases, preventing competitors from mapping your business interests, shielding high-net-worth individuals from frivolous lawsuits, and maintaining separation between personal identity and business ventures.

Ready to form an anonymous LLC with full privacy protection? Lovie forms Wyoming and New Mexico LLCs with privacy-optimized structures — your name never appears on public state filings.

Frequently Asked Questions

Does forming in a privacy-friendly state protect me from all disclosure?

No. Federal FinCEN BOI reporting requires ownership disclosure regardless of state. However, FinCEN data is not publicly searchable — only accessible to law enforcement and authorized financial institutions. State-level privacy protects you from public database searches, competitor research, and general identity exposure.

Can I use a privacy-friendly state if I operate in a different state?

Yes. You can form in Wyoming or New Mexico for privacy benefits and register as a foreign LLC in your operating state. However, the foreign registration in your operating state may require member disclosure depending on that state's rules. The formation state's privacy still protects the primary filing.

What is the difference between a nominee and a real manager?

A nominee is a person or entity that appears on public filings as the manager/member of record while the actual owner retains control through a private operating agreement. Nominees are legal in Wyoming, Nevada, and Delaware. The nominee has no actual authority — they serve purely as a privacy layer on public documents.

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Regulatory reference: FinCEN Beneficial Ownership Information Reporting Requirements. State data from Secretary of State offices. Updated August 2026.

Form your company with Lovie — $29 one-time + state fees; registered agent $79/year.