Amex Biz Platinum and Chase Ink Preferred, side by side.

Compare points rewards, fees, perks, and benefits across American Express, Chase to find the best fit for your business.

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Amex Biz Platinum vs Chase Ink Preferred: The full breakdown.

Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.

The Business Platinum Card from American Express

Amex Biz Platinum

American Express

Full review
Annual Fee
$895
Rewards
5x on flights/hotels via Amex ...
Intro Offer
Up to 300,000 points after $20...
Ink Business Preferred Credit Card

Chase Ink Preferred

Chase

Full review
Annual Fee
$95
Rewards
3x points on first $150K in tr...
Intro Offer
100,000 points after $8,000 in...

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Create your account and tell us about your business.

Get your virtual card

Instantly issue your first virtual card — no waiting for approval or delivery.

Set your controls

Configure spending limits, merchant restrictions, and approval workflows.

Start spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Everything you need to launch and run your business — cards, banking, and formation in one platform.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

No Foreign Transaction Fees

Spend globally without hidden fees. Every transaction at the real exchange rate.

Build Business Credit

We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.

1.5% Cashback on Everything

Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.

One Platform, Everything

Company formation, banking, cards, and expense management — all in one place. No juggling apps.