The AI-Native Cap Table Software.
Built for founders who'd rather ship than manage a spreadsheet.
Lovie is built for AI-native founders who want answers, not more busywork. See every ownership scenario in one view, model the fastest AI-powered 409A, and get an ecosystem that works with your AI.
Free during early access. No card to start.
Exit Scenarios
Payout per stakeholder across exit values — same idea as the product waterfall. Investors take 1× preference or convert to ownership, whichever pays more.
The 1.8M unallocated pool shares are not paid, so proceeds divide across the 8.2M issued shares — effective payout percentages run above the ownership column.
| Stakeholder | $5M | $10M | $30M | $100M |
|---|---|---|---|---|
| Marcus Hale | $1.5M | $5.5M | $16.5M | $54.9M |
| NFX | $1.8M1.0× cash out | $2.2M1.2× cash out | $6.6M3.7× cash out | $22.0M12.2× cash out |
| Sequoia Capital | $1.2M1.0× cash out | $1.5M1.2× cash out | $4.4M3.7× cash out | $14.6M12.2× cash out |
| Y Combinator | $500.0K1.0× cash out | $853.7K1.7× cash out | $2.6M5.1× cash out | $8.5M17.1× cash out |
Try the product.
Walk a sample company through ownership, the fundraising pipeline, and an exit waterfall. Preview a raise or an exit — everything stays in this browser. The same table is what your assistant reads: see the 45 MCP tools behind chat, Claude, and Cursor.
Fundraising
Seed round pipeline. Advance a card — Committed → Signed → Wired.
What is an AI-native cap table?
An AI-native cap table stores your ownership as structured data your AI can query directly, instead of a spreadsheet you read by hand. You ask for dilution, 409A inputs, or an exit waterfall in plain language, and get the answer from your live table.
- Every stakeholder, SAFE, and round is stored as its own record, so ownership is calculated for you instead of maintained by hand.
- Your assistant reads the same live table you do, over 45 MCP tools in Claude, Cursor, ChatGPT, and Manus.
- A new round or what-if is a scenario on top of that table, not a fresh spreadsheet you have to rebuild and reconcile.
Founders want answers, not admin.
Founders ask who owns what — and how ownership shifts next — then lose hours reconstructing the table every round. Most tools just display ownership. Lovie is an intelligent cap table, built AI-native from day one — one view for every scenario, imports that stick, and an ecosystem that works with your AI.
Get more than Carta and Pulley.
Legacy equity tools charge enterprise rates for spreadsheet theater. Lovie CapTable gives you AI-native ownership, scenarios, and 45 MCP tools your assistant already speaks — without the Carta-sized bill.
An intelligent cap table.
Most equity tools stop at a static table you still have to interpret. Lovie is an intelligent cap table: ownership, SAFEs, and rounds stay queryable, so dilution and what-ifs come back as answers — not another model to rebuild.
Ready when they ask.
An investor, counsel, a 409A — the ownership number is already current. You do not rebuild a model the night before the meeting.
Start with us. Model every scenario. Ask your AI.
Whether you already have a cap table or you are starting from zero, you can start with us. Bring an existing table and AI extracts it live — or open a blank one and model from there. Then ask in chat, or connect your assistant over MCP.
Start with us
No cap table yet? Open a blank table and add people as you go. Already have one? Import the PDF or XLSX — AI scans it, extracts stakeholders, SAFEs, and rounds, and makes it live.
Model every scenario
Add a financing round or what-if without rewriting the cap table. See ownership and dilution in one view. Track commitments through the full lifecycle — send wire instructions, then record when money lands against each commitment.
Ask in chat. Connect MCP.
Ask ownership questions in chat, or connect Claude, Cursor, and ChatGPT over MCP. Same live table — 45 tools, read-scoped by default.
45 MCP tools your AI already speaks.
Works with your AI — Claude, Cursor, ChatGPT, Missive, or Manus — over an OAuth-secured MCP connector built for automated equity management. Read-scoped by default, write tools clearly marked.
MCP connector
Paste the server URL into your assistant's MCP settings, complete OAuth, and start querying ownership in plain language.
- Server URL
https://mcp.lovie.co/mcp- Auth
- OAuth 2.1
- Default scope
- read
Read-scoped by default. Write tools are separate and clearly marked.
A representative slice of the 45-tool MCP surface over your live table. Write-scoped tools are tinted; connect read-only to keep every tool query-only. Sign & store tools ship with e-signature.
Start free. Talk to us for a fund.
Curious about cap table pricing? Lovie CapTable is pre-launch. Early access is free while we build with founders — we will share pricing before anyone is ever charged. Talk to us if you run several companies or a fund.
Early access
Free while we are in early access.
- Free during early access
- No card to start
- You review before anything saves
Talk to us
Managing several entities or a fund?
- Multiple companies
- Investor access controls
- Hands-on import help
Answers before you ask.
What is the best cap table software for founders?
Lovie is built as AI-native cap table software made specifically for founders. It models dilution, SAFEs, and 409A automatically, syncs with the AI tools you already use, and skips the enterprise-priced bill legacy equity tools charge, all while you are still early stage.
- Models dilution, SAFEs, and 409A automatically instead of by hand
- Works with the AI tools you already use — Claude, Cursor, ChatGPT
- Free during early access, with no enterprise-sized bill
How does the import work?
Upload your cap table as a PDF or XLSX. AI extracts stakeholders, SAFEs, and rounds, then presents everything for your review. Nothing is written until you confirm — the import is assisted, not automatic.
Do I have to start a new cap table every time I raise?
No. Add the round or a dilution scenario on the same table. Ownership updates in one view — you are not rewriting the cap table from scratch for each what-if.
Who can see my cap table?
You do, by default. You choose what to share and with whom — founders, investors, and lawyers each get scoped access rather than a forwarded spreadsheet, so there is one source of truth instead of five copies.
How do SAFEs get signed?
Signing and storage is coming soon. When it lands, you will generate a SAFE from your round terms, send it for signature, and let automatic 3- and 7-day reminders chase it — signed agreements stored against the stakeholder and always retrievable, so you are not digging through email for the executed copy.
What is the MCP integration, and is it secure?
MCP lets an AI assistant like Claude, Cursor, ChatGPT, Missive, or Manus query your cap table in plain language. The connection is OAuth-secured and read-scoped by default; write tools are separate and clearly marked, so an assistant can answer questions without changing your data unless you allow it. You get an ecosystem that works with your AI — not another silo.
When can I use it?
Lovie CapTable is in early access. Join the list and we will email you the moment it opens up. It is free during early access, and there is no card to start.
Start your cap table with us.
Spend less time on equity admin with modern cap table management software. See ownership and dilution any time — and let your AI query the same source of truth.
Free during early access — join the list and we will email you when it opens.
- No card to start.
- You review before anything saves.
- Read-scoped, OAuth-secured MCP access.