BEST CARDS FOR ADVERTISING SPEND

Best Cards for Advertising Spend.

Cards optimized for businesses spending heavily on Google Ads, Meta Ads, and other digital marketing platforms.

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Top picks compared.

We evaluated rewards, fees, and features to find the best cards for advertising spend.

Brex Corporate Card

Brex

Brex

Full review
Annual Fee
$0
Rewards
Up to 7x points on rideshare, ...
Intro Offer
Varies by promotion
Ramp Corporate Card

Ramp

Ramp

Full review
Annual Fee
$0
Rewards
1.5% cashback on all purchases
Intro Offer
None
American Express Business Gold Card

Amex Biz Gold

American Express

Full review
Annual Fee
$375
Rewards
4x points on top 2 spending ca...
Intro Offer
Up to 200,000 points after $15...
Capital One Spark Cash Plus

Spark Cash Plus

Capital One

Full review
Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on ever...
Intro Offer
$2,000 after $30,000 in 3 mont...

From formation to first purchase.

Form your company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get your card instantly

You get a virtual card right away. Physical card ships the same day.

Set your rules

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start earning

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Create virtual cards the moment your company is formed. No waiting, no separate applications.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Card-by-card breakdown.

Brex Corporate Card

Brex

Annual Fee
$0
Rewards
Up to 7x points on rideshare

The Brex Corporate Card is a strong pick for cards for advertising spend with its Up to 7x points on rideshare, 4x on travel, 3x on restaurants, 2x on software, 1x all other.

Best Feature: No personal guarantee, category multipliers
Pros
  • Up to 7x points on rideshare rewards
  • No personal guarantee, category multipliers

Ramp Corporate Card

Ramp

Annual Fee
$0
Rewards
1.5% cashback on all purchases

The Ramp Corporate Card is a strong pick for cards for advertising spend with its 1.5% cashback on all purchases.

Best Feature: AI-powered savings insights, vendor negotiation
Pros
  • 1.5% cashback on all purchases rewards
  • AI-powered savings insights, vendor negotiation

American Express Business Gold Card

American Express

Annual Fee
$375
Rewards
4x points on top 2 spending categories each billing cycle (up to $150K/year)

The American Express Business Gold Card is a strong pick for cards for advertising spend with its 4x points on top 2 spending categories each billing cycle (up to $150K/year), 3x on flights/hotels via Amex Travel, 1x all other.

Best Feature: $240 Flexible Business Credit (FedEx, Grubhub, office supplies), Walmart+ monthly credit
Pros
  • 4x points on top 2 spending categories each billing cycle (up to $150K/year) rewards
  • $240 Flexible Business Credit (FedEx, Grubhub, office supplies), Walmart+ monthly credit
Cons
  • Personal guarantee required
  • $375/year annual fee

Capital One Spark Cash Plus

Capital One

Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on every purchase

The Capital One Spark Cash Plus is a strong pick for cards for advertising spend with its Unlimited 2% cash back on every purchase; 5% on hotels/rentals via Capital One Travel.

Best Feature: No preset spending limit, annual fee refund at $150K spend
Pros
  • Unlimited 2% cash back on every purchase rewards
  • No preset spending limit, annual fee refund at $150K spend
Cons
  • Personal guarantee required
  • $150 (refunded at $150K+ annual spend)/year annual fee