Best for Event Planning & Catering

Best business cards for event planning & catering.

Event planners need cards with high spending limits, vendor payment flexibility, and strong rewards on dining and supplies.

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Top cards for event planning & catering compared.

We evaluated rewards, fees, and features that matter most for event planning & catering businesses.

American Express Business Gold Card

Amex Biz Gold

American Express

Full review
Annual Fee
$375
Rewards
4x points on top 2 spending ca...
Intro Offer
Up to 200,000 points after $15...
Ink Business Preferred Credit Card

Chase Ink Preferred

Chase

Full review
Annual Fee
$95
Rewards
3x points on first $150K in tr...
Intro Offer
100,000 points after $8,000 in...
Capital One Spark Cash Plus

Spark Cash Plus

Capital One

Full review
Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on ever...
Intro Offer
$2,000 after $30,000 in 3 mont...
Brex Corporate Card

Brex

Brex

Full review
Annual Fee
$0
Rewards
Up to 7x points on rideshare, ...
Intro Offer
Varies by promotion

From formation to first purchase.

Form your company

Lovie handles your LLC or Corp formation with AI — state fees included.

Get your card instantly

You get a virtual card right away. Physical card ships the same day.

Set your rules

Set limits, block merchants, manage team access — from the dashboard or by asking your AI.

Start earning

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Create virtual cards the moment your company is formed. No waiting, no separate applications.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

MCP-Native

Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.

Build Business Credit

Every purchase reports to major credit bureaus. Your company builds credit automatically.

No Foreign Transaction Fees

Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.

One Platform, Everything

Formation, banking, and cards in one dashboard. You stop juggling logins.

Our top picks, reviewed.

American Express Business Gold Card

American Express

Annual Fee
$375
Rewards
4x points on top 2 spending categories each billing cycle (up to $150K/year)

The American Express Business Gold Card stands out for event planning & catering businesses with its 4x points on top 2 spending categories each billing cycle (up to $150K/year), 3x on flights/hotels via Amex Travel, 1x all other.

Best Feature: $240 Flexible Business Credit (FedEx, Grubhub, office supplies), Walmart+ monthly credit
Pros
  • 4x points on top 2 spending categories each billing cycle (up to $150K/year) rewards
  • $240 Flexible Business Credit (FedEx, Grubhub, office supplies), Walmart+ monthly credit
Cons
  • Personal guarantee required
  • $375/year annual fee

Ink Business Preferred Credit Card

Chase

Annual Fee
$95
Rewards
3x points on first $150K in travel

The Ink Business Preferred Credit Card stands out for event planning & catering businesses with its 3x points on first $150K in travel, shipping, internet, cable, phone, advertising; 1x on all other.

Best Feature: DashPass from DoorDash, 5x on Lyft through 9/30/27
Pros
  • 3x points on first $150K in travel rewards
  • DashPass from DoorDash, 5x on Lyft through 9/30/27
Cons
  • Personal guarantee required
  • $95/year annual fee

Capital One Spark Cash Plus

Capital One

Annual Fee
$150 (refunded at $150K+ annual spend)
Rewards
Unlimited 2% cash back on every purchase

The Capital One Spark Cash Plus stands out for event planning & catering businesses with its Unlimited 2% cash back on every purchase; 5% on hotels/rentals via Capital One Travel.

Best Feature: No preset spending limit, annual fee refund at $150K spend
Pros
  • Unlimited 2% cash back on every purchase rewards
  • No preset spending limit, annual fee refund at $150K spend
Cons
  • Personal guarantee required
  • $150 (refunded at $150K+ annual spend)/year annual fee

Brex Corporate Card

Brex

Annual Fee
$0
Rewards
Up to 7x points on rideshare

The Brex Corporate Card stands out for event planning & catering businesses with its Up to 7x points on rideshare, 4x on travel, 3x on restaurants, 2x on software, 1x all other.

Best Feature: No personal guarantee, category multipliers
Pros
  • Up to 7x points on rideshare rewards
  • No personal guarantee, category multipliers