Fitness businesses need cards with equipment purchase rewards, marketing spend benefits, and recurring subscription management.
We evaluated rewards, fees, and features that matter most for fitness studios & gyms businesses.



Lovie handles your LLC or Corp formation with AI — state fees included.
You get a virtual card right away. Physical card ships the same day.
Set limits, block merchants, manage team access — from the dashboard or by asking your AI.
Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.
Create virtual cards the moment your company is formed. No waiting, no separate applications.
Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.
AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.
Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.
Every purchase reports to major credit bureaus. Your company builds credit automatically.
Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.
Formation, banking, and cards in one dashboard. You stop juggling logins.
Chase
The Ink Business Cash Credit Card stands out for fitness studios & gyms businesses with its 5% on first $25K at office supply stores and internet/cable/phone; 2% on first $25K at gas/restaurants; 1% all other.
American Express
The American Express Blue Business Cash Card stands out for fitness studios & gyms businesses with its 2% cash back on first $50,000/year, 1% thereafter.
Brex
The Brex Corporate Card stands out for fitness studios & gyms businesses with its Up to 7x points on rideshare, 4x on travel, 3x on restaurants, 2x on software, 1x all other.
Relay Financial
The Relay Visa Debit Card stands out for fitness studios & gyms businesses with its 1% cashback on all debit card purchases (Pro plan).