Spend internationally without hidden fees. Perfect for businesses with global operations.
Side-by-side comparison of the top picks.

Brex

American Express

Citibank

American Express
Lovie handles your LLC or Corp formation with AI — state fees included.
You get a virtual card right away. Physical card ships the same day.
Set limits, block merchants, manage team access — from the dashboard or by asking your AI.
Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.
A card that keeps up with how you actually work.
Your card is ready the moment your company is. No approval wait, no separate application.
Per-card limits, merchant blocks, auto-expiring rules. Set them from your dashboard or just ask your AI.
Issue cards through Claude, Cursor, Manus, or any MCP-compatible tool. Works wherever you already work.
Every purchase reports to major credit bureaus. Your company builds credit automatically.
Spend globally without hidden fees. Your card works everywhere Mastercard is accepted.
Formation, banking, and cards in one dashboard. You stop juggling logins.
Brex
Brex Corporate Card offers up to 7x points on rideshare, 4x on travel, 3x on restaurants, 2x on software, 1.
American Express
The Business Platinum Card from American Express offers 5x on flights/hotels via amex travel, 2x on key business categories and purchase.
Citibank
Costco Anywhere Visa Business Card offers 4% on gas (first $7k/year), 3% on restaurants/travel, 2% at costco, 1% all other.
American Express
American Express Business Gold Card offers 4x points on top 2 spending categories each billing cycle (up to $150k/year), 3x.
Chase
Ink Business Preferred Credit Card offers 3x points on first $150k in travel, shipping, internet, cable, phone, advertisin.
Capital One
Capital One Spark Cash Plus offers unlimited 2% cash back on every purchase; 5% on hotels/rentals via capital one t.
Capital One
Capital One Spark Miles for Business offers unlimited 2x miles on every purchase; 5x on hotels/rentals via capital one trave.
Citibank
Citi / AAdvantage Business World Elite Mastercard offers 2x aadvantage miles on american airlines purchases, car rentals, gas, cable/sate.
A business card is one piece of your financial stack. Lovie brings formation, banking, equity, and compliance together so founders can focus on building.
Starting a business requires more than the right credit card. Lovie helps founders incorporate their LLC or C-Corp in Delaware or Wyoming in under two minutes.
AI-powered LLC and C-Corp formation for foundersOnce your entity is formed, equity management becomes critical. Track shares, SAFEs, and option pools with a cap table built for modern founders.
automated cap table management for startupsFor Web3 founders managing token treasuries alongside traditional business spending, integrated operations tooling keeps everything in one place.
token operations and treasury management platformBusiness cards work best when paired with a banking stack that understands how modern startups operate, from automated bill pay to API-driven transactions.
agent-native banking designed for AI-first startups