Card Comparison

Mercury or Novo? Here's how they actually compare.

Compare cashback rewards, fees, perks, and benefits across Mercury, Novo to find the best fit for your business.

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Mercury vs Novo: The full breakdown.

Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.

Mercury IO Card

Mercury

Mercury

Full review
Annual Fee
$0
Rewards
1.5% cashback on all purchases
Intro Offer
None
Novo Business Card

Novo

Novo

Full review
Annual Fee
$0
Rewards
Up to 2% cashback on all purch...
Intro Offer
None

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Create your account and tell us about your business.

Get your virtual card

Instantly issue your first virtual card — no waiting for approval or delivery.

Set your controls

Configure spending limits, merchant restrictions, and approval workflows.

Start spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Everything you need to launch and run your business — cards, banking, and formation in one platform.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

No Foreign Transaction Fees

Spend globally without hidden fees. Every transaction at the real exchange rate.

Build Business Credit

We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.

1.5% Cashback on Everything

Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.

One Platform, Everything

Company formation, banking, cards, and expense management — all in one place. No juggling apps.

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