BofA Cash Rewards or Amex Blue Cash? Here's how they actually compare.

Compare cashback rewards, fees, perks, and benefits across Bank of America, American Express to find the best fit for your business.

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BofA Cash Rewards vs Amex Blue Cash: The full breakdown.

Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.

Bank of America Business Advantage Customized Cash Rewards

BofA Cash Rewards

Bank of America

Full review
Annual Fee
$0
Rewards
3% in one category of choice (...
Intro Offer
$500 after $5,000 in 90 days
American Express Blue Business Cash Card

Amex Blue Cash

American Express

Full review
Annual Fee
$0
Rewards
2% cash back on first $50,000/...
Intro Offer
$250 after $3,000 in 3 months

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Configure spending limits, merchant restrictions, and approval workflows.

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Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

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Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

No Foreign Transaction Fees

Spend globally without hidden fees. Every transaction at the real exchange rate.

Build Business Credit

We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.

1.5% Cashback on Everything

Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.

One Platform, Everything

Company formation, banking, cards, and expense management — all in one place. No juggling apps.