Fintech vs Traditional Banks

Choosing between BofA Cash Rewards and Brex.

Compare rewards, fees, perks, and benefits across Bank of America, Brex to find the best business card for your needs.

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BofA Cash Rewards vs Brex: The full breakdown.

Compare every feature, fee, and perk side by side. Add or remove cards to customize your comparison.

Bank of America Business Advantage Customized Cash Rewards

BofA Cash Rewards

Bank of America

Full review
Annual Fee
$0
Rewards
3% in one category of choice (...
Intro Offer
$500 after $5,000 in 90 days
Brex Corporate Card

Brex

Brex

Full review
Annual Fee
$0
Rewards
Up to 7x points on rideshare, ...
Intro Offer
Varies by promotion

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Instantly issue your first virtual card — no waiting for approval or delivery.

Set your controls

Configure spending limits, merchant restrictions, and approval workflows.

Start spending

Use your card anywhere Mastercard is accepted. Earn 1.5% cashback on every purchase.

Your business card should work as fast as your AI.

Everything you need to launch and run your business — cards, banking, and formation in one platform.

Instant Virtual Cards

Issue unlimited virtual cards in seconds. Set per-card limits, merchant restrictions, and auto-expiring rules.

Smart Spending Controls

AI-powered rules that adapt to your business. Lock cards by merchant, category, amount, or time.

No Foreign Transaction Fees

Spend globally without hidden fees. Every transaction at the real exchange rate.

Build Business Credit

We report to Dun & Bradstreet, Experian, and Equifax so your business builds credit from day one.

1.5% Cashback on Everything

Earn unlimited 1.5% cashback on every purchase. No categories to track, no caps to hit.

One Platform, Everything

Company formation, banking, cards, and expense management — all in one place. No juggling apps.