360° cap table management with a built-in fundraising pipeline, run by more than 83 agents and skills. MCP native, so your AI reads the same live table you do. Whenever you need help, a human is in the loop at $199 an hour.
Marcus HaleFounder45.0%Who owns what, live.
A document lands in your inbox. You read it. You push it to e-signature. It comes back signed. Then you open another dashboard and type the numbers in by hand, and hope you typed them correctly, because the cap table is the one document where approximately right is the same as wrong.
Nobody calls that a job. They call it legal ops, if they call it anything. Mostly it is one person with a very good spreadsheet and a very good memory — remembering which version of the side letter was final, that the pro rata right in clause 4 changes what the next round looks like, and that the thing signed a couple of weeks ago, sitting in an unread email, never made it into the cap table.
Lovie does that job for you. Every document read, every signature tracked, every number on the table the moment it is signed.
Investors take 1× non-participating preference or convert to ownership, whichever pays more. The option pool is not paid. Nothing here is written anywhere — state stays in this browser.
Click a commitment to advance it. Only wired money counts as closed — the table and the pipeline never disagree.
Whether you already have a cap table or you are starting from zero, you can start with us. Bring an existing table and AI extracts it live — or open a blank one and model from there. Then ask in chat, or connect your assistant over MCP.
Your cap table is more than a list of owners. It is the first source of funding for every startup and the centre of the company: founders, employees, investors, all in one place. It tells you who invested, how fast they committed, and how quickly they wired. That is not operations. That is financial intelligence.
Already incorporated? Open a blank table, or import the PDF or XLSX and AI extracts stakeholders, SAFEs, and rounds. Then raise with us: send the SAFEs, collect the signatures, record the wires. No company yet? Lovie Formation can set that up too, so your cap table exists the day the company does.
Add a financing round or what-if without rewriting the cap table. See ownership and dilution in one view. Track commitments through the full lifecycle — send wire instructions, then record when money lands against each commitment.
Ask ownership questions in chat, or connect Claude, Cursor, and ChatGPT over MCP. Same live table, read-scoped by default.
Works with your AI — Claude, Cursor, ChatGPT, Missive, or Manus — over an OAuth-secured MCP connector built for automated equity management. Read-scoped by default, write tools clearly marked.
Paste the server URL into your assistant’s MCP settings, complete OAuth, and start querying ownership in plain language.
Claude
Cursor
ChatGPT
Manus
Musehttps://mcp.lovie.co/mcpRead-scoped by default. Write tools are separate and clearly marked.
Start free while you are small. When you grow, run the table with your assistant, or keep a legal ops person checking everything. Prices are per company, in US dollars.
$0while you are small
Up to 25 stakeholders, until you raise $1M. No card needed.
$99/mo per company
You and your assistant run the table. Free under 25 stakeholders and $1M raised.
$199/hour of legal ops
Everything in AI manage, plus a legal ops person checking everything, billed by the hour.
Free for your first 25 stakeholders and until you raise $1M.
An AI-native cap table stores your ownership as structured data your AI can query directly, instead of a spreadsheet you read by hand. You ask for dilution, a round scenario, or an exit waterfall in plain language, and get the answer from your live table.
Yes, through Lovie Formation. We incorporate the Delaware C-corp, issue founder stock, and file the 83(b) elections inside the 30-day window — the deadline that quietly costs founders the most money when it slips. The cap table then exists from day one rather than being reconstructed later.
Upload your cap table as a PDF or XLSX. AI extracts stakeholders, SAFEs, and rounds, then presents everything for your review. Nothing is written until you confirm — the import is assisted, not automatic.
No. Add the round or a dilution scenario on the same table. Ownership updates in one view — you are not rewriting the cap table from scratch for each what-if.
You do, by default. You choose what to share and with whom — founders, investors, and lawyers each get scoped access rather than a forwarded spreadsheet, so there is one source of truth instead of five copies.
Inside Lovie, with no DocuSign seat. Generate the SAFE from your round terms, send it for signature, and let automatic 3- and 7-day reminders chase it. The executed copy is stored against the stakeholder and stays retrievable, so you are not digging through email for it.
No. Signing is built in. Each signature request carries its own consent record and a tamper-evident audit trail, so you can show who signed what, when, and what they were shown — the evidence a DocuSign envelope would have given you, without the second subscription.
Yes, and it is scoped rather than shared. An investor sees their own position, counsel sees what you grant them, and nobody gets a forwarded spreadsheet with everyone else's numbers in it. You can change or revoke access at any time.
You export it. Your cap table, stakeholders, rounds, and signed documents are yours, and there is no exit fee or lock-in period holding them.
It is free while you are small — your first 25 stakeholders, and until you have raised $1M. After that, in US dollars: AI manage is $99/mo, or $1,099 billed annually — you and your assistant run the table. Human in the loop is legal ops at $199 an hour — everything in AI manage, plus a legal ops person who has helped founders raise running the workflows, reading the side letters, and checking every round before it closes.
Not open source — open access. The part founders actually want from an open alternative is not the licence, it is the exit: your table is queryable by any assistant you connect over MCP, exportable in full at any time, and not held hostage by an enterprise contract. You can leave with your data whenever you like, which is the same freedom without the maintenance burden.
Because we agree it will, and we priced for that. Storing shares is the commodity; what stays hard is the legal ops around it — the side letter nobody re-read, the pro rata right in clause 4 that changes the next round, the SAFE signed in March that never made it onto the table. We are building the layer that catches those, not a vault you rent access to.
Because the spreadsheet was never the problem — the retyping around it was. A cap table only left Excel when the tool could also send the SAFE, collect the signature, and record the wire. That is now one system instead of three, and your assistant can read it in plain language, so there is finally something better to switch to.
MCP lets an AI assistant like Claude, Cursor, ChatGPT, Missive, or Manus query your cap table in plain language. The connection is OAuth-secured and read-scoped by default; write tools are separate and clearly marked, so an assistant can answer questions without changing your data unless you allow it. You get an ecosystem that works with your AI — not another silo.
Join the list and we will get you set up. It stays free through your first 25 stakeholders and until you raise $1M. After that, two options: AI manage at $99/mo if you and your assistant run the table, or Human in the loop at $199 an hour of legal ops if you want a legal ops person checking everything and signing off on every round before it closes.
Lovie is built as AI-native cap table software made specifically for founders. It models dilution, SAFEs, and exit waterfalls automatically, syncs with the AI tools you already use, and skips the enterprise-priced bill legacy equity tools charge, all while you are still early stage.