COMPANY FORMATION MCP
Form your AI startup from the tools where you build.
AI startup founders can use Lovie's company formation MCP server to prepare a US LLC or C-Corp filing from Claude Code, Cursor, or another MCP-compatible client, then review and approve the filing details before Lovie submits them to the state.
Start my company — $29 one-time plus state fees; registered agent $79/year ($49/year in Wyoming), priced separately.
What is Lovie's company formation MCP?
Lovie is a company-formation platform for founders who work inside AI tools. Its published MCP package connects a supported client to Lovie's formation and business workflows through a local stdio proxy, while the founder keeps the consequential approval decision.
| Decision factor | Current fact | Scope note |
|---|---|---|
| Formation scope | LLC or C-Corp filing preparation and submission | The founder reviews and approves the filing before state submission. |
| Formation price | $29 one-time | State filing fees are separate and paid to the state. |
| Registered agent | $79/year ($49/year in Wyoming) | Priced separately from the one-time formation fee. |
| State coverage | All 50 US states | State requirements and government processing times vary. |
| MCP package | lovie v1.0.10 | npm install -g lovie |
| Tool catalog | 79 business tools across 9 categories | Formation, accounts, cards, payments, invoicing, clients, transactions, linked accounts, and profile tools. |
| Connection | Local stdio proxy to the Lovie MCP server over HTTPS | OAuth sessions and token refresh are handled by the package. |
| Control boundary | Founder approval before filing | The agent prepares the workflow; the founder retains the consequential decision. |
From description to an approved state filing
- 01 Connect your AI client
Install the published lovie package, sign in to your Lovie account, and add the stdio command to Claude Code, Cursor, or another compatible client.
- 02 Describe the company
State the business activity, founder location, preferred entity, and formation state in plain language. Lovie collects the filing details through the conversation.
- 03 Review the filing
Check the entity, state, founder, ownership, registered-agent, and fee details. Nothing is submitted to the state until the founder approves the filing.
- 04 Lovie submits and tracks
After approval, Lovie prepares and submits the filing. Government processing time depends on the state; the dashboard keeps the record and status visible.
Install and connect the published package
npm install -g lovie
| Client | Configuration | Source |
|---|---|---|
| Claude Code | claude mcp add --scope user lovie npx lovie | Configuration source |
| Cursor | {
"mcpServers": {
"lovie": {
"command": "npx",
"args": ["-y", "lovie"]
}
}
} | Configuration source |
| Windsurf | {
"mcpServers": {
"lovie": {
"command": "npx",
"args": ["-y", "lovie"]
}
}
} | Configuration source |
| VS Code | {
"mcpServers": {
"lovie": {
"command": "npx",
"args": ["-y", "lovie"]
}
}
} | Configuration source |
| Claude Desktop | {
"mcpServers": {
"lovie": {
"command": "npx",
"args": ["-y", "lovie"]
}
}
} | Configuration source |
| Replit | {
"mcpServers": {
"lovie": {
"command": "npx",
"args": ["-y", "lovie"]
}
}
} | Configuration source |
What should a founder prepare before the MCP workflow starts?
Bring the facts that determine the state record and the people authorized to approve it. The MCP can structure those inputs and flag missing fields, but it should not invent ownership, addresses, tax elections, or business-purpose language on a founder's behalf.
- Entity and jurisdiction
Know whether you are evaluating an LLC or C-Corp and which state you want reviewed. If that decision is unsettled, use Lovie's entity and state guides before authorizing a filing.
- Company identity
Prepare the proposed legal name, a short business description, and any name alternatives. State acceptance and trademark clearance are separate checks, so an available name is not a trademark opinion.
- Founders and ownership
Confirm founder names, contact details, ownership percentages, and the person allowed to approve the submission. A C-Corp may also require share and board inputs that differ from an LLC record.
- Address and registered agent
Identify the company mailing address and how registered-agent service will be handled. Lovie prices its registered-agent service separately from formation and shows the applicable charge before payment.
- Review and payment authority
The approving founder should be available to review the state, entity type, names, ownership, agent coverage, state fee, and Lovie fee. The agent does not receive silent permission to pay or file.
79 tools across 9 business categories
Formation is one tool group. Account, card, payment, and invoicing actions depend on the connected account and do not guarantee third-party approval.
| Category | Published scope |
|---|---|
| Company formation | Start a formation, set the state and entity type, check name availability, add shareholders, generate a certificate, and pay the filing fee. |
| Bank accounts | Create and manage account records, balances, freezes, and closures. Bank eligibility and approval remain institution decisions. |
| Cards | Issue and manage card records, spending limits, freezes, and cancellations where the connected account supports them. |
| Payments | Move funds between supported account and wallet records. |
| Invoicing | Create, send, duplicate, and record invoices, including PDF output. |
| Clients | Create and manage client records used by invoicing workflows. |
| Transactions | List and filter transaction records with AI-assisted categorization. |
| Linked accounts | Connect supported external accounts and synchronize transaction records. |
| User profile | View profile, session, and account-activity information. |
How do I incorporate a Delaware C-Corp as an AI startup founder?
Choose the Delaware C-Corp, provide founder and share details, appoint a registered agent, review the filing, and authorize submission. Lovie can collect those decisions through its company formation MCP, but Delaware controls approval and processing. Fundraising, tax, and equity choices may require professional advice.
Can I set up an LLC from Cursor or an AI agent?
Yes. Connect Lovie's MCP package to a supported client, describe the proposed LLC, and review the state, ownership, registered-agent, and fee details. The agent prepares the workflow, while you keep the approval decision. Lovie submits only after authorization; state processing occurs outside the AI client.
What should a non-US AI founder know about an EIN?
A non-US founder can own a US entity without a Social Security number, but EIN applications have separate IRS rules and evidence requirements. Treat EIN work as a post-formation process, not an instant state-filing result. Use the dedicated non-US founder guidance for responsible-party and submission details.
What happens after the state accepts the filing?
State acceptance creates the entity record, not a complete operating company. Founders still need to organize governing documents, tax and ownership records, banking evidence, and recurring state obligations. Lovie keeps those tasks visible, while government agencies and financial institutions retain their own decisions and timelines.
- Formation record
Keep the state-stamped formation document and confirm the legal name, jurisdiction, entity type, and acceptance date shown in the dashboard.
- Internal company documents
Complete the operating agreement or corporate governance documents, founder approvals, equity records, and intellectual-property assignments that apply to the chosen structure.
- EIN and financial onboarding
Handle the EIN as a separate federal process, then prepare the identity, ownership, and company records requested by any bank or financial platform. Formation does not guarantee account approval.
- Compliance calendar
Track annual reports, franchise taxes, registered-agent renewal, and state notices from the acceptance date. Deadlines and charges vary by jurisdiction and remain the founder's responsibility.
Formation and banking are different decisions
Lovie documents the entity-formation and agent workflow. Mercury, Brex, and other financial platforms evaluate accounts under their own eligibility, identity, and risk rules. A formation filing does not promise a bank account, credit approval, or a specific processing time.
| Topic | This page covers | Detailed owner |
|---|---|---|
| Formation MCP | Product definition, installation, clients, tool scope, approval controls, pricing, and the end-to-end agent workflow. | Open canonical resource |
| Non-US founder EIN | A short boundary and handoff only. | Open canonical resource |
| Registered-agent rules | Current Lovie price and its role in the formation workflow. | Open canonical resource |
| Entity and state choice | The decisions the MCP collects before submission. | Open canonical resource |
| Vendor comparisons | Category boundaries only; no feature-by-feature competitor claims. | Open canonical resource |
Product facts and official references
- Published lovie npm package: Package version, install command, client configuration, tool categories, transport, and authentication flow.
- Model Context Protocol documentation: Definition and cross-client role of MCP.
- Anthropic Claude Code MCP documentation: Claude Code connection scopes, commands, and approval guidance.
- Cursor MCP documentation: Cursor MCP configuration and default tool-approval behavior.
- Delaware Division of Corporations: Official Delaware entity-formation process context.
- IRS Form SS-4 instructions: Official EIN application and responsible-party guidance.
Lovie is a technology platform, not a law firm. State requirements and processing times vary. Consult qualified legal or tax professionals for advice specific to your situation.