$29 · AI-Native Company Formation
LLC Formation for Small Business Owners
Your business is real. Your LLC makes it official.
I'll do the filing with you: company type, name, registered agent and the state's paperwork.
Have you formed a company before?
I'll explain each choice as we go. For a solo software company, a Wyoming LLC is the usual low-cost choice. There's no board to run, and you don't need a US address or SSN.
What should it be called?
No trademark conflicts for Northwind Labs, LLC, and the domain is free. I've drafted your Articles of Organization and added your registered agent. Read it all before I send anything.
Submit it to the state?
Sent to the Wyoming Secretary of State. The state decides how long its review takes.
What it costs
The lowest total price we could find.
$29 to form, plus a registered agent at $79/year ($49 in Wyoming) and your state's filing fee.
Compare with 10 other providers Hide the comparison
Fees only, not feature lists. No row includes a state filing fee unless it says so. Competitor prices checked on 30 August 2026.
| Provider | Advertised | Year 1 | 2 years | 3 years | Renews at |
|---|---|---|---|---|---|
| Lovie (Wyoming) $29 To file, once+$49 Registered agent, because your state requires one Nothing else from us renews | $29 | $78 | $127 | $176 | $49/yr |
| Lovie (other states) $29 To file, once+$79 Registered agent, because your state requires one Nothing else from us renews | $29 | $108 | $187 | $266 | $79/yr |
| Northwest $39 Filing+$200 EIN, because you have no US SSN Even with an SSN their EIN is $50. Agent free the first year, then $125 | $39 | $239 | $364 | $489 | $125/yr |
| Bizee Standard $199 Standard (their $0 Basic has no EIN or operating agreement) Agent free the first year, then $149 | $0 | $199 | $348 | $497 | $149/yr |
| Stripe Atlas $500 Delaware package, state fee and EIN included Delaware only. Buys startup paperwork this table has not priced | $500 | $500 | $600 | $700 | $100/yr |
| Tailor Brands $0 Lite formation+$199 Registered agent, never included+$128 EIN and operating agreement The free tier is the entrance to a branding subscription | $0 | $327 | $526 | $725 | $199/yr |
| doola Starter $222 Starter subscription, first year, EIN included A subscription that renews at $297 | $222 | $222 | $519 | $816 | $297/yr |
| Clerky $427 Incorporation, state fee and EIN included+$299 Governance and equity setup Delaware C-Corps only | $427 | $726 | $851 | $976 | $125/yr |
| LegalZoom Pro $249 Pro (their $0 Basic has no EIN or operating agreement)+$249 Registered agent The attorney plan is a trial that converts at $49/month | $0 | $498 | $747 | $996 | $249/yr |
| Rocket Lawyer Plus $249 Membership, which the free formation requires+$70 EIN, at member price+$125 Registered agent Cancel the membership and every item price goes back up | $0 | $444 | $818 | $1,192 | $374/yr |
| ZenBusiness Pro $199 Pro (their $0 Starter is only the formation filing)+$199 Registered agent EIN, operating agreement and compliance exist only on Pro. Both it and the agent recur | $0 | $398 | $796 | $1,194 | $398/yr |
| Firstbase $99 Start, promotional, EIN included+$299 Registered agent+$315 A US mailing address The $99 is a promotion on a $399 product | $99 | $713 | $1,327 | $1,941 | $614/yr |
Swipe the table sideways →
One lawsuit, one dispute, one bad customer — and without an LLC, your personal savings, car, and house are on the table. Lovie forms your LLC in one conversation so you're protected before it's too late.
$29 flat. No monthly fee.
No US address or SSN needed
Real people with law degrees
What you get
What Lovie does for your company.
01 / Formation
LLC and C-Corp formation
Form an LLC or C-Corp in Wyoming, Delaware or any other state. Lovie prepares the documents and files them with the state. You read and approve everything first.
02 / Setup
A company you can use
Once the state approves it, your company legally exists. It can sign contracts and hire people. Founders outside the US do all of this remotely, with no SSN or US address.
03 / Agent
Registered agent
Every state requires one. It's the address that gets official mail for your company, and it goes on public records instead of your home address. We're your agent in your formation state for $79 a year ($49 in Wyoming), and we scan that mail to your dashboard.
04 / Compliance
Deadline reminders
Most states want a yearly report and fee. We remind you before each one is due, so you don't pay a late penalty.
05 / AI Tools
Works with your AI tools
Use ChatGPT, Claude or Cursor? Connect Lovie and ask about your company: what's been filed, what's due next, where each document is.
Why Lovie
Built for real businesses, not legal departments.
Your Assets Stay Yours
An LLC keeps your home, savings, and car out of business lawsuits. Lovie forms the legal separation between you and your business.
One Price, No Surprises
Lovie is $29 one-time, covering formation and filing prep, and registered agent with digital mail is $79/year.
Looks Professional to Clients
Invoice as your LLC, open a business bank account, and signal to clients and vendors that you're a real business.
Compliance Without the Headache
Annual report and renewal guidance — you focus on the business, Lovie prepares and submits the filings on your behalf.
FAQ
Questions small business owners actually ask.
Do I really need an LLC if I'm already operating?
As a sole proprietor, your personal savings, home, and car are legally exposed in a lawsuit. An LLC puts a legal wall between you and your business. One bad dispute without one can wipe out everything you've built.
What does an LLC actually protect me from?
Business debts, lawsuits, and legal judgments. A customer can sue the LLC — not you personally. Note: this doesn't cover personal guarantees on loans or intentional wrongdoing.
Should I form in my home state or Delaware?
If you operate physically in one state, form there — you'll avoid paying fees in two states. Delaware is mainly for companies raising investment. Lovie recommends the right state for your situation.
How is Lovie different from LegalZoom?
You'll spend $800+ with no compliance guidance. Lovie is $29 one-time —, with registered agent at $79/year. State filing fees are paid separately, directly to your state.
What's a registered agent and do I need one?
A person or service that receives official legal mail for your business — required in every state. Lovie acts as yours so you never miss a notice or deadline.
Can I use my home address for my LLC?
Technically yes, but it becomes public record. Lovie provides a registered agent address so your home address stays private.
How does an LLC affect my taxes?
A single-member LLC is taxed as a sole proprietorship by default — profits flow to your personal return. You avoid corporate double-taxation. For tax strategy, consult a CPA.
What does the Lovie plan cover?
One flat price, charged once.
Free tools
Not ready to file yet? Start here.
LLC or C-Corp? Ask Lovie →
Tell Lovie your plans and get a recommendation. Nothing is filed unless you approve it.
Business name generator →
Get name ideas with a short reason for each, then form the company in the same chat.
Formation checklist →
Every step, from choosing a company type to yearly deadlines. Free, no sign-up.
Trademark check →
Check existing trademarks before you pick a name.
$29 once to form your LLC or C-Corp. You also pay your state's filing fee, straight to the state, and a registered agent at $79/year ($49 in Wyoming). Terms apply.