Keep your house out of a lawsuit. Lovie forms your LLC, gets your EIN, and handles registered agent and compliance — all included for $29/mo. No hidden fees.
One lawsuit, one dispute, one bad customer — and without an LLC, your personal savings, car, and house are on the table. Lovie forms your LLC in one conversation so you're protected before it's too late.
Your business is real. Your LLC makes it official.
Sole proprietors lose personal assets in lawsuits. LLC owners don't.
The problem
LegalZoom charges $400+ to file, then bills separately for registered agent ($299/yr) and EIN
Sole proprietors have zero liability protection — one dispute and your personal bank account is exposed
Mixing personal and business finances flags you for IRS audits and makes tax season painful
State filing portals are confusing — wrong form or wrong state costs weeks to fix
No registered agent means official state mail goes to your home address — or gets missed entirely
How Lovie solves it
$29/mo — LLC formation, EIN, registered agent, mail scanning, and compliance included
Your home, savings, and car are protected — a customer sues the LLC, not you personally
Separate EIN means a separate business bank account and clean books at tax time
Lovie recommends the right state based on where you operate and your tax situation
Professional registered agent address — your home address stays off public records
Built for real businesses, not legal departments.
Your Assets Stay Yours
An LLC keeps your home, savings, and car out of business lawsuits. Lovie forms the legal separation between you and your business.
One Price, No Surprises
$29/mo covers everything LegalZoom bills separately: formation, EIN, registered agent, mail, and compliance.
Looks Professional to Clients
Invoice as your LLC, open a business bank account, and signal to clients and vendors that you're a real business.
Compliance Without the Headache
Annual report deadlines and renewals tracked automatically — you focus on the business, Lovie prepares and submits the filings on your behalf.
Questions small business owners actually ask.
Do I really need an LLC if I'm already operating?
As a sole proprietor, your personal savings, home, and car are legally exposed in a lawsuit. An LLC puts a legal wall between you and your business. One bad dispute without one can wipe out everything you've built.
What does an LLC actually protect me from?
Business debts, lawsuits, and legal judgments. A customer can sue the LLC — not you personally. Note: this doesn't cover personal guarantees on loans or intentional wrongdoing.
Should I form in my home state or Delaware?
If you operate physically in one state, form there — you'll avoid paying fees in two states. Delaware is mainly for companies raising investment. Lovie recommends the right state for your situation.
How is Lovie different from LegalZoom?
LegalZoom charges $400+ to file, then bills separately for registered agent ($299/yr) and EIN assistance. You'll spend $800+ with no compliance monitoring. Lovie is $29/mo all-in.
What's a registered agent and do I need one?
A person or service that receives official legal mail for your business — required in every state. Lovie acts as yours so you never miss a notice or deadline.
Do I need an EIN as a single-member LLC?
Yes. Banks require it to open a business account, even if you never hire anyone. Lovie files it as part of your formation.
Can I use my home address for my LLC?
Technically yes, but it becomes public record. Lovie provides a registered agent address so your home address stays private.
How does an LLC affect my taxes?
A single-member LLC is taxed as a sole proprietorship by default — profits flow to your personal return. You avoid corporate double-taxation. For tax strategy, consult a CPA.